Do you have something you want to do with someone you love, and the money to pay for it, and the only reason you’re not doing it is that you have this nagging feeling that you should be saving the money for some vague goal beyond the basic ones you have already articulated for yourself? Spend the money! Then, do it again. And again. And the next time? Spend the money!
The overall point is that, yes, saving money is important, especially for clear-cut goals. But the goal of money management isn’t to deprive yourself completely.
In other words, it’s good to save money so you can use it later. But it’s okay to use it now, too.
