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Police warn parents of 14 apps that could be dangerous for kids

LAS VEGAS (KSNV) – Law enforcement agencies across the country are warning parents of 14 popular apps that could put kids in danger of predators.

Police are urging parents to check their children’s phones and the apps on their devices as this is the best way to defend against possible predators.

Some tips to protect children according to police are:

Approve every app on your kid’s phone
Check their privacy settings
Speak with your children about phone use, app use and social media

14 apps that police say could be dangerous for children. (Source:Bulloch County Sheriff’s Office’ Facebook)

Here are the 14 apps police say parents need to be aware of:

SNAPCHAT: allows users to take pictures and videos that disappear with new features like ‘stories’ that allow users to view content for 24 hours and see your location.

KIK: allows anyone to direct message instead of text messaging and gives unlimited access to anyone, anytime.

YELLOW: allows teens to flirt with one other similar to Tinder.

HOLLA: video chat app that allows users to meet through their phones across the world in seconds.

OMEGLE: allows users to chat for free and encourages anonymous chatting with strangers.

BUMBLE: similar to Tinder, a dating app that requires women to make first contact, though kids are known to create fake accounts and falsify their age.

WISHBONE: allows users to compare photos to each other and rate one another on a scale.

CALCULATOR%: secret app that allows users to hide photos, videos, files and browser history.

ASK.FM: notorious for cyberbullying, this app encourages to anonymously message others to ask questions.

WHISPER: anonymous social media app that allows users to share secrets with others and can share users’ locations so they can meet.

BURNBOOK: allows users to post anonymous rumors through text, audio and pictures.

HOT OR NOT: allows users to rate profiles and find people in their area and chat.

LIVE.ME: live streaming app that uses geolocation to share videos so users can see the broadcaster’s location.

INSTAGRAM: one of the most popular apps among children, kids are known to use this app for fake accounts and to text since the conversation is deleted when someone leaves the chat.

These are only examples of potentially dangerous apps, and parents should monitor all apps and note if they offer messaging features.

[“source=katv”]

IPL 2019: No opening ceremony, money to be donated to families of Pulwama martyrs

In light of the recent Pulwama attack, the Committee of Administrators (CoA) chief Vinod Rai on February 22 said that this year’s Indian Premier League (IPL) will not have any opening ceremony. The money due to be spent on the ceremony will instead be donated to families of the martyred.

The opening ceremonies of the IPL are usually glitzy affairs with performances from Bollywood stars being the major highlight. However, the CoA has decided to scrap the glamorous event as a sign of solidarity towards the families of the martyrs.

The IPL is set to begin on March 23 with last year’s champions Chennai Super Kings taking on the Royal Challengers Bangalore in Chennai.

The Pulwama attack took place on February 14 and its effects are being strongly felt even in the cricketing world. There have been increasing calls for India to boycott their match against Pakistan at the upcoming Cricket World Cup in England. Former players like Harbhajan Singh and Mohammad Azharuddin have called for a boycott while a few such as Sunil Gavaskar have pointed out that such a move doesn’t benefit India in any way.

The Rai-led CoA is yet to take any stand on India playing Pakistan at the World Cup but have said that they will approach the ICC with an appeal to ban Pakistan due to the country acting as a terrorist hub.

“We are in talks with the government. No decision has been taken on the June 16 match. We are expressing two concerns to the ICC. We will ask for more protection for players during the World Cup and we will tell cricketing nations to sever ties with any nation that is a terrorist hub,” said Rai following a meeting of the CoA.

[“source=moneycontrol”]

Money advice can’t be generalised

NEW DELHI: There is a consistent complaint about this column. Why does it not provide specific action points? Can’t we have actual products as recommendations? Why explain the principles but stop short of converting them into thumb rules?

Personal finance cannot be generalised. Broad principles are universal, but actual application requires decisions the individual should make, based on their specific situation. Therefore, a specific set of steps will not work for all. So the effort is to point the reader to some principles, offer some ideas that enable them to think of their decisions, and provide frames for evaluation.

Let’s rework last week’s column on worries of the soon-to-retire generation. We tried to point out how those of us who don’t have a government pension, those who aren’t rooted to their bases, and those who don’t enjoy great health, might end up with a mixed bag of retirement experiences.

To convert that problem into an actionable set of rules would go like this: (I am not recommending these, only putting them here to illustrate a point). First, ensure that you earn a fixed income like a pension. Choose government-sponsored schemes and invest your retirement proceeds in schemes that offer annuity, pension, fixed interest and such. Second, make sure you have your own home to live in. Do not touch the retirement corpus. Third, buy a good medical insurance before any disease strikes. Fourth, do not stay idle, find something to do. Fifth, stay healthy.

The rest of the column can expound each of these. How much should the corpus be? How much to draw and how much to keep? Which medical insurance is best? Will the money get over if I pursue new hobbies?

The answers to all these questions is just math. In an excel sheet you can put numbers and assumptions, and you will soon have a number of scenarios and you can choose one that appeals to you most. We can make sense of the math, and make choices from what is on offer.

First, what should someone without pension do? Hopefully there is some money set aside—in PF, as investments and as assets. Bring all of it together. Include the houses, plot and gold—all assets you inherited or invested in. Evaluate each one and put them in those three boxes. You will get a sense of what you have.

Second, when you no longer earn an income, your assets must generate it for you. To know how much you need, make an estimate and include interests, travel, gifts and giveaways, and your regular expenses. What is a comfortable position? You have enough assets. A portion can be used to generate income, and a portion can grow in value and remain untouched.

Comfort in retirement is achieved when you have income that is enough and assets that are growing and can be tapped as inflation increases the amount of income you need. Money you need should be in income generating assets; money you don’t immediately need should be in growth generating assets. You need both. Over time you will shuffle between the two as needs change.

You already have many questions. And, there are no simple answers. You created the assets and you will bring them together and make them work the best for you. If that means selling your large house to move into a small one, and taking your spouse on a world cruise, you have to make that choice. No columnist can do it for you.

[“source=timesofindia.indiatimes”]

Want to be creative? Follow these simple tricks

1/10Want to be creative? Follow these simple tricks

“Oh I am not that creative”- we all must have heard this sentence a number of times. And if you are someone who thinks that being creative is not everybody’s cup of tea, then let us break this myth for you.

Nobody is born creative, the art of thinking out of the box is an acquired one. Let us put this straight that everyone is creative in their own way.

Actually calling yourself non creative is a toxic mentality to have. Creativity is often understood as a way of thinking that is different and unique. You have to first make yourself believe that you can do anything, and then take the right steps to do it.

2/10Creativity differs from person to person

The reason why you think you are not that creative is because you are in all likelihood comparing yourself with others who are famous. You cannot compare yourself to Pablo Picasso or Lady Gaga; they are good at what they do and you may be great at what you do.

And as is rightly said “if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.”

So if you truly want to be creative do not do these 8 things:

3/10Consider your work is done

Never consider your job as finished. Once the deadline approaches, we finish our work and consider it done and do not revisit it again. But if you are a creative soul, you know deep down that a project is never completed. Every time you revisit that particular work, you come up with a different alternative, to make it better.

4/10Think your idea is original

Nobody sprouts ideas on their own, so no idea is an original one. Every single person needs some sort of inspiration and that source of inspiration could be anything. You just need to be a little observant so keep looking for new ideas. You never know when you’ll come across something magical.

5/10Stay Comfortable

Some people are not creative because they do not look for things out of their comfort zone. Creativity will never come to you, you have to continuously keep searching for a new source of ideas. A true artist is the one who pushes his boundaries and gets out of their comfort zone. A truly creative person will be ready to take risks and willing to make mistakes.

6/10Compromise your style

Never surrender yourself in front of others’ opinion. This is one of the hardest things to do. People may often ask you to compromise your ideas in return of a nice reward, but you have to be firm on your decision. It is you who has to decide what is most important.

7/10Learn to accept rejection

In order to be creative, you need to be brave. Embrace your mistakes and learn to accept rejections. It is obvious that when you will step out of your comfort zone and try new things, people will tell you not to go that way. They would criticise you for your decisions, but you need to be brave to follow your heart and not be afraid of their comments.

8/10Never waste your time

If you want to be creative, never waste your spare time. Doodling is something that increases your productivity. Engage yourself in different kind of activities. More you absorb information, more creative you become.

9/10Challenge yourself

Try to challenge yourself every day, this helps a lot. Try some creative exercises, this will help you to think quick and creatively. You can also try painting and colouring.

10/10Look to nature for answers

Creativity never comes to those who lock themselves in a closed room. Look to nature for some ideas. Invest your time in nature as it is one of the best sources of inspiration.

[“source=timesofindia.indiatimes”]