Follow these 5 ways to make more money in this financial year

The starting of the financial year is the best time to review your financial planning. If you want to make more money in this financial year 2020 then you must follow these five easy ways.

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5 ways to make more money this financial year  |  Photo Credit: BCCL

New Delhi: The starting of the financial year is the best time to review your financial planning. Apart from the saving, planning, investing and reshuffling the portfolio, there are some tips which can help you grow your wealth. Earning a high salary is not enough to make money. It is essential to make a proper plan and track your income and expenditure.

Financial planning should involve taxes, deductions, loans, EMI, budget, earnings, income, etc. To lead a financially fit life one must plan accordingly. You should be careful enough before investing your hard earned money.

Five ways to make more money-

  1. In the first month of the new financial year, people should start planning for the taxes. Most of people complete this task at the end of the financial year. Planning in advance lets you know about tax saving instruments.
  2. Insurance plans should not be bought blindly. Look for an insurance cover which is capable to cater your future needs and lifestyle. Seeing your financial commitments and dependents from your family determine the right amount of insurance amount. You can even take the financial advisor’s help to choose the right plan and cover.
  3. It is advisable to review your investments from time to time. If you find out that some specific investment plan is not performing well, then do not shy away from switching it to another plan. Always look at the five to six years of return history before making investments. Try to make a plan and explore new funds after reviewing their returns in the past.
  4. Always keep a check on your cash flow. Track your income and expenditure and ensure that your expense should not be more than your income. Cut down on your extra and unnecessary expenses and invest that amount in your emergency fund. A contingency fund comes in handy during the financial crisis. It ensures cash in hand at the time of urgent need.
  5. Do not get lured by the idea of making more money. Before you invest your hard earned money make sure that the option is not risky. If you do not understand any particular scheme then sought the financial advisor’s help. Try to avoid putting your money into those funds or options which you do not understand.

[“source=timesnownews”]

Creativity for change: how these artists remind us that progress must come with a purpose

Kochi-Muziris Biennale

The fourth edition of the Kochi-Muziris Biennale features creative works by 95 artists in 10 locations around the heritage Fort Kochi district, as well as nine satellite venues. See Part Iand Part II of our photo essays, as well as our coverage of the Bangkok Biennale.

From politics to nature, the art works in this photo essay point a way to hope in their own creative manner. For example, some artists go beyond paints and sculptures to show how ropes (Mrinalini Mukherjee) and seashells (Julie Gough) can be used in installations.

Crushed dreams, the sorrow of conflict, and displacement after natural calamities leave deep scars on society (Rula Halawani, Srinagar Biennale, Chittoprasad Bhattachary). Social divides continue to thrive even after the end of the colonial era (BV Suresh). Rising corruption plagues emerging economies, holding back their right to progress. Reckless urban and rural development wreak havoc on habitat and nature.

It takes sensitisation and a demand for justice to dissect and tackle social-political problems. The artists in this photo essay go beyond images of doom and gloom to show that creative solutions can indeed be found, and in a sustainable manner. They raise awareness about the importance of human rights, dignity, identity, inclusion and expression (Zanelle Muholi; the Braille edition of the Biennale brochure).

“Success for an artist comes from the happiness of making a connect with the audience. It comes from sensitising them to the loss of others, and helping them be grateful for what they have,” said painter-photographer Manisha Gera Baswani, in a chat with YourStory.

Her exhibit, titled Postcards from Home, features photographs of Indian and Pakistani artists whose parents moved across the border during partition. Those who have overcome their sense of loss and displacement in a dignified manner are a source of inspiration for the next generation, she explains.

She advises aspiring artists to listen to their heart, and have faith that the impact of their work will eventually emerge. This is particularly important in a time of international tension and domestic conflict, Manisha urges.

Now, what have you done today to pause and take stock of the world around us, and do your bit to create a better place for us all?

[“source=yourstory”]

Vyng, Drupe, Sonar Ruler: Download These 6 Brilliant Apps To Liven Up Your Smartphone

Image result for Vyng, Drupe, Sonar Ruler: Download These 6 Brilliant Apps To Liven Up Your Smartphone1/7

Tech Detox

By Rajarshi Bhattarcharjee

Liven up your smartphone like never before with a digital assistant, video ringtones, stripped back music and more.

Image: Getty

ET Bureau
Vyng
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Vyng

Vyng is a video ringtone app for Android handsets which lets users play a new video with every incoming call. This app from a Los Angeles-based startup aims to transform how you start mobile conversations by introducing emotions to the lock screen from its library of more than 60,00,000 music videos.

(Image: play.google.com)

Just A Line
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Just A Line

What started as an experiment by Google is now a standalone app — Just a Line. It is an augmented reality doodling tool that lets you make AR drawings in 3D space around you. You can then share your creation with a short video. It lets you doodle in the air and draw with friends in the same space by pairing your phones. The app works on any Android phone that supports ARCore and the latest iOS devices.

Image: play.google.com

Agencies
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Drupe – Caller ID App
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Drupe – Caller ID App

It’s a popular cross-platform dialer app from which you can voice and video call, message, schedule, tweet, email, set remind ers and do more from one place. Drupe lets you dial or WhatsApp someone who is not on your contacts list and comes with a call blocker feature. The app also has a record feature for incoming or outgoing calls.

Image: play.google.com

Agencies
Sonar Ruler [iPhone Only]
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Sonar Ruler [iPhone Only]

Sonar Ruler from Laan Labs is an innovative app that uses echoes to measure distances with your iPhone. The app makes your iPhone send a short pulse from the speaker and measures how long that pulse takes to bounce off something and return to the phone. It then estimates how far away you are. Sonar Ruler offers a distance measurement range up to 60 feet.

Image: play.google.com

Agencies
Google Home
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Google Home

The smart assistant is now also adept at recommending what movies or TV shows to play through your Chromecast and controls multiple devices straight from your smartphone. The app can now show all your devices in one view and organises them by room. It also lets you manage devices like a smart thermostat as well as smart lights without having to go into their respective apps.

Image: play.google.com

Agencies
Loffee - Lo-Fi Music
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Loffee – Lo-Fi Music

If you are a fan of low-frequency beats and stripped back music, Loffee is a must-have app on your handset. While the playlist ranges from music for focusing to music for setting the vibe on a lazy Saturday afternoon, the platform also recognises talents from around the globe. The best thing about the app is that it works offline — perfect for flights or a long journey.

[“source=economictimes.indiatimes.”]

Delete these apps from your Android phone

Delete these apps from your Android phone

Take a peek at your Android apps. Yes, all of them. I counted mine. I have 81 apps on my phone. Do I need all of those apps? I’m pretty sure the answer is “no.” If you’re thinking what I’m thinking, then it’s time to delete some apps.

There are a host of good reasons to clean out your apps. You can free up storage space, toss out problem apps and even remove some attention-seeking apps that eat up your free time.

You don’t have to declutter your apps until nothing is left. We’ve got some guidelines for deleting apps that should help you figure out what can stay and what should go. Keep in mind there are many different versions of the Android operating system out there, so you may need to poke around in Settings to find the right places to check on your apps.

How to delete Android apps

There are a couple of simple ways to delete apps. From your home screen, hold down on the app icon you want to delete and drag it upward toward the top of your screen. Drop it on the trash can icon that says “Uninstall.” Confirm the deletion and you’re done.

A second way to delete is to open Settings, tap on “Apps & notifications” and then tap on the “see all apps” option. From here, tap on the name of the app you want to remove and then tap on Uninstall. Confirm to delete the app.

Tap or click here to learn how to check the battery on your Android phone or tablet.

Delete social media apps from your Android phone

It’s OK if you can’t live without Facebook, Instagram or Twitter, but if you’re bothered by how much time you spend staring at those apps on your phone, then it might be time to take a new approach.

Facebook is the app that stands out here. Some users have complained that it’s a battery hog, but part of the problem may be tied to your usage habits. You can delete the app and still access Facebook through your browser. I tried this out as an experiment to see if I would miss it. I didn’t. I still check in on Facebook using Chrome on my phone, but it’s more purposeful. I no longer mindlessly tap on the Facebook app to randomly scroll through my feed.

Delete data-hogging apps from Android

If your phone is on a cellular data diet, then you want to make sure you’re not running short at the end of your billing cycle. One way to preserve your data is to remove apps that are eating up more than their fair share. To figure out if you have a culprit, head into Settings, tap on Network & Internet and then on Data usage.

Tap on “Mobile data usage” to get a snapshot of what’s using your cellular connection. Here you will see a graph and a list of apps showing the ones that used the most data over that time period at the top. For me, that top app was Chrome, but that makes sense since it’s the app I use the most when on the go. What you should look for is any app that is unexpectedly using a lot of data. That’s an app you will probably want to delete or find a less-hungry replacement for.

Delete apps that track you without permission

There is an unfortunate history of apps that collect information on users in an underhanded way. The Uber app was famously busted for this sort of behavior in 2017. Research group AppCensus issued a warning in February 2019about a group of Android apps that were tracking users while skimming around Google privacy policies concerning collecting data for advertising purposes.

Some of the apps called out by AppCensus at the time included Clean Master, Temple Run 2, Angry Birds Classic and Cooking Fever. While Google tries to stay on top of violations, it’s always going to be a moving target. Check out our Komando tips on how to stop your phone from being tracked.

Delete Android apps you don’t use

It’s easy to download an app and then forget about it. That doesn’t mean it has to sit there forever. You can find out which apps have been hiding out by opening the Google Play Store app. Tap on the three bars in the corner and on “My apps & Games.” Tap on the Installed tab and look for the sorting feature, which is usually set to alphabetical. Tap on this and change it to Last Used.

Scroll down through your App list and look for apps you rarely use or never touch at all. Tap on the app name and tap on Uninstall to remove it.

After following all of these tips, you should end up with a more streamlined set of Android apps. Congratulate yourself on opening up some storage space and for removing apps that may have become distractions. You can always reinstall an app if you end up missing it.

7 hidden Android features you should use

Your Android phone has some secret and overlooked features that you can harness to improve your mobile experience. Try out a split-screen mode, translate text on the fly and even block annoying ads in some gaming apps. We’ve got some great Android tricks and tips you need to try.

[“source=komando”]