LG’s Latest Budget-Priced Smartphone Includes Nano Coated Tip Stylus Pen

LG will be introducing the latest version of its flagship smartphone at the upcoming Mobile World Congress conference this week. At the event, the South Korean company will show off the new LG5, but fans of stylus devices will be more interested in the 5.7-inch phablet LG Stylus 2.

Currently there is one phone that dominates the stylus segment on mobile, the Samsung Galaxy Note. But other players are introducing their own versions, including LG and Huawei.

The LG Stylus 2 is a follow up to the G4 Stylus, which launched in May of last year to lukewarm receptions. The company made several improvements on the Stylus 2, including a new nano-coated pen for greater accuracy, which is replacing the Rubberdium Stylus of the G4.

While LG has upgraded the RAM from 1GB to 1.5GB and installed more powerful rear and front cameras with 13- and 8-megapixel respectively, the company is most proud of the new stylus, which it calls a pen.

The stylus/pen is becoming a valuable tool for many power users and creative types that own phablets, and the more accurate it is, the better LG can use it as a selling point.

Of course, typing on a phablet is not convenient, but if there is one thing the Galaxy Note has proven, it’s the existence of a large customer base that loves to use a stylus. Small business owners in design, landscaping, architecture, real estate, decorating and more have grown to appreciate the conveniences a stylus offers.

The improvement on the LG Stylus 2 extends to features that are designed specifically for the pen. When you take the pen out from the compartment, it triggers Pen Pop, a shortcut menu for the Pop Memo and Pop Scanner applications. So all you have to do is take the pen out and you can start writing, drawing or just doodling.

Another nifty feature is basically an alarm for your pen. If the phone detects the pen container is empty, an app called Pen Keeper will sound an alert on your phone.

“LG Stylus 2 provides both the big screen and premium notetaking functions of a premium large phone at a price of a mid-tier phone,” said Juno Cho, president and CEO of LG Electronics Mobile Communications Company. This means you shouldn’t expect specs that match the Galaxy Note 5, but an affordable alternative.

Image: LG


CAS includes full list of mutual fund holdings and their current value

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I am 28, married, and with no kids. I started investing in systematic investment plans (SIPs) in November 2014 as follows: Rs.2,500 in ICICI Pru Focused Bluechip fund,Rs.3,500 in UTI Equity, Rs.2,000 in Franklin Flexi Cap andRs.2,000 in HDFC Mid Cap Opportunities. I also made one-time investments in the following funds during market dips (2015-16): Axis Equity-growth (Rs.10,000), Axis Long-term Equity for tax saving (Rs.70,000), and ICICI Prudential Value Discovery (Rs.10,000).

I also invest in Public Provident Fund (PPF) and PF. I also have a term plan. I wish to increase my SIPs to Rs.40,000. My wife also intends to start investing an additionalRs.3,000 per month. I have no specific goals but I am looking at 10-12 years’ horizon for the MF investments.

Am I on the right path? I can bear medium risk while my wife prefers medium to low risk.

—Tapas Ruparelia

You’re doing well. A term insurance to cover life risk and regular SIPs to take care of future are the foundations for a healthy financial life. Also, you are continuing the discipline of investing in PF options, and you have chosen good funds for your mutual fund portfolio. Your current SIP portfolio consists of a large-cap fund, two diversified funds, and a mid-cap fund in a ratio of 25%, 55%, and 20%, respectively. This is a good combination. The only change that I would suggest is to add an additional mid-cap fund. You could go for Mirae Asset Emerging Bluechip fund to split your mid-cap allocation between two funds (10% each). So, you can take the total of Rs.50,000 in your SIP portfolio and spread it in these five funds in the existing proportion.

For your wife’s portfolio, you could add a balanced fund such as HDFC Balanced fund to give moderate risk addition.

What is a consolidated account statement (CAS)?

—Vinay Jain

A CAS is a statement of transactions and investments across mutual funds and depository accounts that an investor might have. Starting March 2015, the market regulator, Securities and Exchange Board of India (Sebi), instructed depository companies to take the responsibility of consolidating all the investment information of an investor (consolidated by Permanent Account Number or PAN), and sending a monthly statement to the investor. If the investor has a registered email address, this statement would be sent electronically. If not, it could be delivered to the physical address.

CAS would contain all financial transactions (buy, sell, switch) made in mutual fund folios or equity account(s) maintained by the investor. It would also include the full list of holdings (even if no transaction was conducted during the period) and their current value. Starting October 2016, Sebi has also mandated that, for mutual fund folios, CAS should carry information about commission (if any) paid to an adviser or distributor.