Everything You Need to Know About For Honor’s Season Two Gear Changes

Everything You Need to Know About For Honor's Season Two Gear Changes

With Season Two of For Honor’s Faction War beginning tomorrow, Ubisoft implemented four distinct changes to gear. The developers aimed to reduce the gap between high and low level gear, have more stat varieties, show the actual stat values each piece carries, and introduce the Epic rarity sets. In addition, the costs to craft gear has been significantly reduced, though the salvage values after dismantling gear has been slightly reduced as well.

All of these gear changes will be available on Xbox One, PlayStation 4, and PC alongside For Honor Update 1.07, tomorrow on May 16.

Base Gear Stats

When you have basic gear (gear score zero), you should still added bonuses:

  • Arms: defense + 0.8%
  • Body: + 0.9%
  • Head: + 0.6%
  • Weapon 1: + 0.8%
  • Weapon 2: + 1.0%
  • Weapon 3: + 1.2%

For example: Weapon 1, 2, and 3 would be the blade, crossguard, and hilt, respectively.

Developer comments: We observed difficulties for certain players to play with new heroes without gear with the new gear values. To help this, default gear now has stats. To note, this does not apply when gear stats are disabled.

Epic Gear

Once Update 1.07 arrives, you should be able to scavenge Epic gear post-match if you are at least Reputation level five.

for honor season two gear

Because of the new gear rarity, the scavenging rules have been tweaked:

  • Rare gear loot rules changed from Reputation level one up to the end of Reputation level six to Reputation level one to the end of Reputation level four.
  • Heroic gear loot rules changed from Reputation level three until Reputation level 30 to Reputation level three to the end of Reputation level six.
  • Epic gear loot rules added to Reputation level five until Reputation level 30.

Developer comments: To accommodate the addition of the new gear, we tweaked the way the gear is looted. To make sure the progression is comfortable, we reduced the amount of levels at which could be looted Rare and Heroic gear.

Overall Gear Stats Revamp

for honor season two gear

Gear Stats have been rearranged on all stats bundles and gear slots:

  • Weapon 1: Attack, Defense Penetration, Block Damage
  • Weapon 2: Attack, Execution Regen, Revive Speed
  • Weapon 3: Attack, Revenge Gain, Revenge Mode Attack
  • Helm: Defense, Exhaustion Duration, Debuff Resistance
  • Chest: Defense, Revenge Mode Defense, Revenge Mode Duration
  • Arms: Defense, Stamina Use, Stamina Regen

Developer comments: To support all our balancing changes, we removed, merged and moved stats to better focus on interesting and varied builds, with more meaningful choices.

New Gear Stat Values

  • Lower rarity gear now has higher modifiers than before.

Developer comments: Common gear wasn’t impacting the gameplay as much as we would have liked. With higher starting values, gear of all levels now feels more satisfying.

  • Modifiers increase faster per level at lower rarities than at higher ones.

Developer comments: Players advising each other on gear strategies always said the same thing: Save your steel for Heroic gear. This means that many players saw very little gear progression until they got their first hero up to Reputation 3. Something that takes a long time. So by making the curve steeper at the low end and flatter at the top, we hope that players will see it as valuable to buy and craft gear of all rarities.

  • Stat penalties have been increased significantly.

Developer comments: Players were hard pressed to even notice the effect of their penalties at anything but the highest gear levels. We hope that by increasing the size of the penalties and removing skills that are of limited use we’ll make all your future gear decisions that much more interesting.

  • New type of stats offering only small and balanced bonuses even at high levels.

Developer comments: We needed to offer a more moderate option for players regarding gear, for players that liked the initial balance of the hero and didn’t want to upset it with powerful bonuses and penalties.

UI Change to Represent Gear Stats

for honor season two gear

  • You can now see the exact numeric values of all stat bonuses.

Developer comments: While gauges are excellent at showing relative strengths and weaknesses of the gear, it was hard to decipher the impact they would have on the gameplay. To actually allow players to make meaningful choices and know the effect of their gear, we changed it to numbers.

  • Added a proportional indicator when comparing gear

Developer comments: To allow to choice gear at a glance and evaluate gear quality, we added arrows right of the gear stat values when comparing gear.

Attack Stats No Longer Affect Feats

  • The gear stat Attack now only affects normal attacks and not Feats or Bleeds.

Developer comments: Having gear affect feats and bleed was both hard to understand and very powerful at higher levels.

New Crafting Prices

Here are the new Salvage Material costs to improve gear:

  • Upgrade Cost in salvage material for Common gear
    • From: Level 1: 20 / Level 2: 30 / Level 3: 40 / Level 4: 50 / Level 5: 60
    • To: Level 1: 10 / Level 2: 13 / Level 3: 16 / Level 4: 19 / Level 5: 23
  • Upgrade Cost in salvage material for Rare gear
    • From: Level 1: 100 / Level 2: 150 / Level 3: 200 / Level 4: 250 / Level 5: 300
    • To: Level 1: 55 / Level 2: 80 / Level 3: 110 / Level 4: 130 / Level 5: 155
  • Upgrade Cost in salvage material for Heroic gear
    • From: Level 1: 260/ Level 2: 390 / Level 3: 530 / Level 4: 660 / Level 5: 790
    • To: Level 1: 195 / Level 2: 255 / Level 3: 295 / Level 4: 335 / Level 5: 375
  • Upgrade Cost in salvage material for Epic gear
    • Level 1: 400/ Level 2: 520 / Level 3: 650 / Level 4: 800 / Level 5: 960

Here are the new Steel costs to improve gear:

  • Upgrade Cost in steel for Common gear
    • From: Level 1: 30 / Level 2: 55 / Level 3: 75 / Level 4: 100 / Level 5: 125
    • To: Level 1: 25 / Level 2: 30 / Level 3: 35 / Level 4: 40 / Level 5: 45
  • Upgrade Cost in steel for Rare gear
    • From: Level 1: 150 / Level 2: 170/ Level 3: 195 / Level 4: 220 / Level 5: 245
    • To: Level 1: 75 / Level 2: 85 / Level 3: 95 / Level 4: 105 / Level 5: 115
  • Upgrade Cost in steel for Heroic gear
    • From: Level 1: 270/ Level 2: 290 / Level 3: 315 / Level 4: 340 / Level 5: 360
    • To: Level 1: 150 / Level 2: 170 / Level 3: 190 / Level 4: 210 / Level 5: 230
  • Upgrade Cost in steel for Epic gear
    • Level 1: 270/ Level 2: 290 / Level 3: 315 / Level 4: 340 / Level 5: 360

Here are the updated salvage values rewarded by dismantling gear:

  • Salvage Value for Common gear (unchanged)
    • From: Level 1: 5 / Level 2: 6 / Level 3: 7 / Level 4: 8 / Level 5: 9 / Level 6: 10
  • Salvage Value for Rare gear
    • From: Level 1:30 / Level 2: 35/ Level 3: 45 / Level 4: 50 / Level 5: 55 / Level 6: 65
    • To: Level 1: 20 / Level 2: 23 / Level 3: 26 / Level 4: 29 / Level 5: 32 / Level 6: 35
  • Salvage Value Heroic gear
    • From: Level 1: 95/ Level 2: 110 / Level 3: 125 / Level 4: 145 / Level 5: 165 / Level 6: 190
    • To: Level 1: 55 / Level 2: 60 / Level 3: 65 / Level 4: 70 / Level 5: 75 / Level 6: 80
  • Salvage Value for Epic gear
    • Level 1: 100/ Level 2: 115 / Level 3:130 / Level 4: 145 / Level 5: 160 / Level 6: 175

Developer comments: Our data showed players had a hard time to level up new heroes and would not craft early gear as much while having an excess of crafting material at higher levels. To improve this, we changed the cost of steel and crafting material as well as salvage value for gear. We hope to offer a smoother curve while keeping higher level gear a long term goal for high level players.

All of For Honor’s gear changes and class changes in Update 1.07 will be available on Xbox One, PlayStation 4, and PC on May 16.

Get into our YouTube channel to find out which games are worth your money this month, including PREY and INJUSTICE 2.

[“Source-pvplive”]

Netflix Reveals India’s Best ISP and You Will Be Surprised

Netflix Reveals India's Best ISP and You Will Be Surprised

Popular video-streaming platform Netflix has released the monthly ISP speed index for April and 7 Star Digital has been declared to have the best monthly average Internet speed in India. Its average monthly speed of the network increased from 2.28Mbps in March to 2.69Mbps in April. While Airtel is second in the list, notably, Reliance Jio doesn’t feature in the list, despite having the largest share of broadband connections in India when counting wireless connections according to TRAI.

This increase in the average monthly speed helped the 7 Star Digital gain three spots on the list to claim the top spot in India for the first time, Netflix said in its official blog. Airtel on the other hand saw small drop in average monthly speeds, as did ACT-Fibernet.

“The Netflix ISP Speed Index is a measure of prime time Netflix performance on a particular ISP and not a measure of overall performance for other services/data that may travel across the specific ISP network. Faster Netflix performance generally means better picture quality, quicker start times and fewer interruptions,” the company said in its blog.
In April, 7 Star Digital managed to topple Airtel, which is now at the second place, from the top spot in India. Airtel is followed by ATRIA Convergence Technologies, Spectranet, and Hathway in the list released by Netflix. Airtel, ATRIA Convergence, Spectranet, and Hathway managed to deliver monthly average speeds of 2.60Mbps, 2.42Mbps, 2.34Mbps, and 2.19Mbps respectively during the month under consideration. The top 10 was rounded off by YOU Broadband, D-VoiS, Syscon Infoway, Reliance Communications, Tikona, Tata Communications,

If you are wondering where Indian Internet providers stand in the global list, you might like to know that India doesn’t feature in Netflix’s list of top 10 global internet providers. In this list, Switzerland is at top with monthly average speed of 4.28Mbps while India has a monthly average speed of 2.23Mbps.

 

 

[“source-ndtv”]

What difference can you make with your Safe knowledge

Image result for Scrum,team,

In the field of IT, there are different form of developers. In fact, the core job in the field is in developing. So, getting a job of developer is the first aim here. However, there are endless tasks that are to be performed as a developer and you will love to escalate your career ahead for a better role. Getting chance for that , while working as a general developer is very less. You have watched many professionals to remain in the profession as a developer for decades. However, while you go through the Leading Safe Training in Seattle, you will find a thicker edge for everything.

Creating difference with skills

Safe Knowledge can really make a big difference in all the things, especially your career and your motivation. Look at the career options that you will get while you go through the job.

Career ahead of you

  • You will be getting your initial job in the team of scrum developers. There you will be playing the role of developer at the beginning and then you will move ahead to different higher responsibilities. At the very beginning, you will be allowed by the scrum master to play the role of a senior developer of the team.
  • After that you will get the chance to be a scrum master with added responsibilities. When you will turn into a scrum master, you will be governing the full team in your own style. You will be training them, leading them, managing them and even govern them with proper meetings.
  • In larger companies, you will even get the chance to be a scrum master at bigger level, where you will be managing the less framework and controlling at least three teams.
  • The final gate way for you is in the form of product owner. In this job you will be taking care of the full operation and that too in a way where you will be regularly meeting the stakeholders and getting the product requirement from them. You will be clearing the backlogs and will be directing the masters in their work.

Job as a motivator

  • In case of motivation, the first thing that is for you is the chance to work in bigger and dynamic teams with two leaders on two sides controlling you and making you a better performer. Proper guidance is something that remains often missing in case of the big firms. However, you are in this team, you will jot miss those in any ways.
  • The second thing that you will get is a frequent chance of getting more responsibilities and job promotion. The entire thing depends on your performance, but when you are in a dynamic team, it will not be a big deal for you to go ahead.
  • Finally, you will find a chance to serve the company as a whole. Earlier, safe and scrum operators were confined to smaller teams only. With Safe 4.0 and less, now you can work in bigger firms as well.

So, it is clear to you about the exposure that is there for you. Just equip yourslef with Leading Safe Certification and be ready for the big job.

13 pieces of money advice you can’t afford to ignore

not listening cover ears hear people annoyed

There’s so much financial advice out there that it’s near impossible to follow all of it.

But missing the most important — and often most basic — words of wisdom could end up costing you big time.

To help out, we combed through our archives to round up the best money advice from financial planners, bestselling authors, and the second-richest man on earth, that will help you save and earn the most money.

Below, check out the 13 pieces of money advice you simply can’t afford to ignore:

1. Pay yourself first

“People still don’t grasp the fact that they need to save a dime out of every dollar,” author and self-made millionaire David Bach told Business Insider in a Facebook Live interview. He said the average American who’s saving money is saving just 15 minutes a day of their income, when they should be saving an hour.

Bach noted troubling research from the Federal Reserve that revealed nearly half of Americans wouldn’t have enough money on hand to cover a $400 emergency. Yet, he continued, millions of those people will buy a coffee at Starbucks today and expect to buy the new $800 iPhone next year. Americans have money, he says, but we aren’t saving it.

So get on the “pay-yourself-first plan,” as Bach calls it, and automatically save an hour a day of your income. “When that money is moved before you can touch it, that’s how real wealth is built,” he said.

Sebastiaan ter Burg/Flickr

2. Beware of lifestyle creep

There’s a lot of pressure in your 20s and 30s to keep up with your friends. Maybe they’re buying a nicer car or a house, but if you’re not in the financial position to keep up, don’t try.

“I always refer to it as ‘lifestyle creep’ because one of the big things that people can do — that’s an advantage to them — is keep their fixed expenses somewhat stable and reasonable for what they make,” Katie Brewer, a Dallas-based certified financial planner who founded Your Richest Life, told Business Insider.

Planning for your recurring costs — like mortgage, rent, a car payment, and insurance — ensures that expenses won’t creep up on you and derail your financial future. Of course, Brewer said, if you’re making good money you should have the freedom to spend it how you wish, as long as your lifestyle doesn’t overtake your income.

In short: Live below your means.

3. Take advantage of an employer-sponsored 401(k)

Putting money into a retirement plan as early as you can, no matter the amount, is a smart and easy way to pay yourself first.

If your company offers a 401(k) plan, take advantage of it. In some cases, employers will offer a contribution match. “That means the company contributes a set amount — say, 50 cents for a dollar — for every dollar you contribute up to a specified percentage of your salary,” Beth Kobliner writes in her book “Get a Financial Life: Personal Finance In Your Twenties and Thirties.”

“That’s free money, equivalent to a 50% or 100% return. There’s nowhere you can beat this!” she writes.

Plus, 401(k)s allow you to contribute your pre-tax money, meaning the more you contribute now, the greater the growth (thanks, compound interest) and the more money you’ll have down the road, though you will be taxed when you withdraw the money for retirement. For 2017, the maximum contribution to a 401(k) is $18,000.

Andy Kiersz/Business Insider

4. Invest in the stock market, just don’t try to time it

“No one can time the market, so know that if there is a decline, it’s going to bounce back. Over time, being in the market pays off more so than staying out of it,” Michael Solari, a certified financial planner with Solari Financial Planning, told Business Insider.

A smart play, according to Solari, is to put your money in a low-cost target date retirement fund.

Sometimes known as “set it and forget it” investments, these diversified funds automatically adjust their asset allocation and risk exposure based on your age and retirement horizon. Early on, when the need for that money is still a couple decades away, the fund will adopt a more growth-focused strategy. As you ripen toward retirement, it dials back the risk.

You may not get the average annual return of 11% in your target date fund — given you’ll be invested in a blend of stocks, bonds, and alternative assets — but if you get even 6% per year, an original $10,000 investment will be worth more than $32,000 in 20 years without you having to do a single thing. Compare that with $12,200 in your high-yield savings account or $10,020.20 in your traditional savings account.

5. Build an emergency fund

Let’s face it: It’s really not a matter of if you’ll need to fork over cash for a car or home repair, child expense, or medical emergency, but a matter of when.

“No matter how well you plan or how positively you think, there are always things out of your control that can go wrong,” Bach writes in his bestseller “The Automatic Millionaire.”

“People lose their jobs, their health, their spouses. The economy can go sour, the stock market can drop, businesses can go bankrupt. Circumstances change. If there’s anything you can count on, it’s that life is filled with unexpected changes,” he wrote.

Most financial planners suggest stockpiling anywhere from three to nine months worth of expenses in an emergency fund that you can turn to when in need. If you don’t have savings at the ready, you run the risk of having to rely on family or friends for help, or worse, falling into debt.

Kate Hiscock/Flickr

6. Pay off your credit card balance in full every month

Sometimes a credit card can feel like free money, until you’re slapped with the bill. Even then, most credit cards only require you to pay 1% to 3% of your balance each month, which can be an alluring prospect if your budget is tight. But consistently paying the minimum could cost you a fortune in the long run, damage your credit score, and affect your ability to qualify for a mortgage.

Farnoosh Torabi, a financial expert, author, and host of the “So Money” podcast learned this lesson the hard way.

Not only did she swipe her credit card with no reservations and adopt the bad habit of paying just the minimum amount — Torabi said she once forgot to pay the bill all together.

She remembered incurring a late fee that showed up on her credit report and gave her a true “wake-up call.” The incident happened before she “realized the power of automating” her bills, a practice that can save you money on late fees and relinquish you from remembering due dates and the embarrassment of missing a payment.

7. Don’t sit on too much savings

Saving money is important — and could be easier than it sounds — but if you’re saving too much, you may be keeping yourself from building wealth.

Though you’re “never going to kill your financial future” by accumulating money, Brewer says, “you’re losing out on opportunity costs by having money sitting around … especially if it’s sitting in an account making barely anything in interest.”

If you’re risk-averse, one way to manage savings overflow is to move your money into a high-yield savings account, where you could be earning 1% interest on your money, rather than the 0.01% earned in a traditional savings account. Or, as previously mentioned, stick it in a low-cost target date fund and see your returns balloon over time, with little to no work required.

John Lambert Pearson/Flickr

8. Have more than one credit card

It may seem financially reckless to have a wallet full of credit cards, but it’s actually smart. According to John Ulzheimer, credit expert at CreditSesame.com, having a single credit card can damage your credit score, thanks to something called your credit utilization ratio — that is, how much of your available credit you’re actually using.

“That percentage is very, very influential in your credit score,” explains Ulzheimer. “People say that you’re in good shape if you keep your utilization within 50% of your available credit, or 30%, but really, it should be below 10%.”

Available credit counts all the cards you have: If you have one card with an $8,000 limit and one with a $6,000 limit, your total available credit is $14,000, even if you only spend $1,000 a month. With a single card, you have no unused credit cushioning the impact of your spending. The closer you get to your limit, the harder the hit on your credit score.

9. Pay off high-interest debt first

Sallie Krawcheck, a former Wall Street executive and the founder and CEO of Ellevest, says paying down high-interest debt should always be prioritized, even above building an emergency fund.

She explained the math in an article on Ellevest:

“Say you have $5,000 of credit card debt at an 18% interest rate. Say you happen upon $5,000 of money. If you take some of the advice out there, and split the use of that $5,000 (half to establish an emergency fund, half to pay down credit card debt), you still have $2,500 of credit card debt and $2,500 of money sitting in cash.

“The $2,500 of credit card debt at an 18% interest rate costs you $450 a year. The emergency fund earns almost nothing in interest. So you’re out $450.”

Bottom line: You’ll save more paying off the debt than you’d earn if you invested it, whether in a high-yield savings account or the stock market.

10. Always be insured

Every American citizen is required to have health insurance, or be fined hundreds of dollars by the IRS each year. Kobliner advises signing up for insurance should be “your No. 1 financial priority” because it’ll protect you from unforeseen accidents or illness, and prevent yourself or your family from going bankrupt in the case of an emergency.

If your employer offers health insurance, take it, Kobliner says. It’s almost always cheaper than buying a policy on your own (but keep in mind that you can be covered by your parent’s insurance until age 26). Before signing up, though, make sure you understand the cost and extent of the plan, including your deductible, or how much you’ll be paying out-of-pocket before insurance takes over.

If you do end up needing to purchase a policy on your own, head over to healthcare.gov to compare plans and pricing.

Business Insider

11. Track your spending

Business Insider’s Libby Kane has written, edited, and read hundreds, maybe thousands, of stories about money during her career, and says she’s learned that “the best, most critical first step you can take to improve your finances is to track your spending.”

Keeping tabs on where your money is going, whether fixed expenses like rent or mortgage payments and transportation costs or discretionary spending like dining out and travel, is a crucial part of mastering your money.

Setting up a spreadsheet or using a service like LearnVest or Mint can help you make cuts where necessary and even set you on a path to early retirement, if that’s what you’re after.

12. Pay your taxes — and be smart about it

“Whether you owe money to the tax man at the end of the year or not, it’s always a smart move to file your taxes,” Kobliner advises.

And be aware that you can save money on taxes by taking advantage of deductions, or the specific expenses you’re allowed to take out of your income before calculating your owed taxes. The standard deduction — $6,300 for singles and $12,600 for couples — is a good place to start, Kobliner says.

You can also itemize deductions to maximize your savings by listing specific deductions, including expenses for housing costs like mortgage interest or property taxes, and charitable donations, or making use of tax credits.

And if you don’t file your taxes? You could pay a penalty fee of at least $135, plus interest on the money you owe, and lose ground on your credit report, among a host of other financial consequences.

Chip Somodevilla / Getty

13. Be patient

When bestselling author and motivational speaker Tony Robbins asked billionaire Warren Buffett a few years ago, “What made you the wealthiest man in the world?” Buffett replied, “Three things: Living in America for the great opportunities, having good genes so I lived a long time, and compound interest.”

“The biggest thing about making money is time,” the investor, who’s now worth more than $76 billion, said in a recent HBO documentary about his life. “You don’t have to be particularly smart, you just have to be patient.”

In his latest letter to Berkshire Hathaway shareholders, Buffett announced that he was on his way to winning a $1 million bet he made in 2007 that his investment in an S&P 500 index fund would outperform five hedge funds over a decade.

[“Source-businessinsider”]