8 paid iPhone apps on sale for free today

Best Free iPhone Apps

Ladies and gentlemen, it’s every Apple fan’s favorite time of the day: free app time! We’ve got eight solid paid iPhone and iPad apps on tap for you on Wednesday, and they’re all on sale for free. Of course, if eight apps aren’t enough you can always check out yesterday’s post, where you’ll find a few more apps that are still free downloads.

These are paid iPhone and iPad apps that have been made available for free for a limited time by their developers. There is no way to tell how long they will be free. These sales could end an hour from now or a week from now — obviously, the only thing we can guarantee is that they were free at the time this post was written. If you click on a link and see a price listed next to an app instead of the word “get,” it is no longer free. The sale has ended. If you download the app, you will be charged.

Preset

Normally $3.99.

Create your own reusable photo filters by mixing, matching 27 adjustments from our library.

———-

“It’s the best way to perfect your photos.” — Mac Sources

———–

Easy to use gestures allow users to swap, delete and temporarily disable filters in their layer chain.

Use Preset’s easy to learn interface to create the perfect combination of filters that you can save and reuse.

Users can also pinch on the image they are editing to zoom. They can double tap to go back to original scale.

27 Available Adjustments:
Basic: Brightness, Exposure, Gamma, Saturation, Vibrance, Contrast, Highlight, Shadows, Vignette, Sharpen & Unsharp Mask
Color: Monochrome, Duotone, White Point, Hue, Posterize
Vintage: Sepia, Fade, Chrome, Process, Transfer, Instant
B & W: Mono, Tonal, Noir, Minimum Component & Maximum Component
Watermark: #MadeWithPreset

And we are constantly adding new advanced, adjustments.

Share your Photos to Instagram, Facebook, Twitter or any app on user’s device that has a share extension.

The app supports full use on iPad in full screen, side-by-side or slide over mode.

Apply your presets inside the Photo App by using our extension. They can apply a preset then save it to their device.

Preset is available on any device that supports iOS 9 or 10. That includes iPad 2 and iPhone 4S.

Download Preset

Zip—Zap

Normally $1.99.

Touch to contract.
Release to let go.
Bring the clumsy mechanical beings home.

· · ·
over 100 levels
no ads
no in-app-purchases

»brilliantly designed« – gamezebo
»a lot of heart« – pocketgamer
»clever« – toucharcade
»excellent« – macstories
»absolute joy to play« – platformalist

Download Zip—Zap

Sound EQ palette

Normally $1.99.

Shape the music sound on your feeling!

“Sound EQ palette” is a new sense music player app that gives you the feeling of being at a music performance. It will shape the sound to match a particular style, your feelings and your acoustic environment and more.

Equipped with the high quality Audio Enhancer with a parametric equalizer that allows the adjustment of various sounds. Without any complicated settings such as a conventional equalizer, you can select an adjusted sound effect with just a tap on the 2D-pad “EQ palette”.

Enjoy more aggressive sounds of your favorite to suit music genres from 144 patterns of sound equalizing palette, as you choose your favorite one from the painting color palette.

In the latest Ver 2.1, Shuffle function has been added as a new feature.

TOON,LLC is a sound company that seeks the comfort of sound environment based on our acoustic proprietary technology, and will provide tools for audio professional, sound technology, home theater installer, and anyone who loves audio.

Features:
+ High quality Audio enhancer engine with a parametric equalizer in floating point processing.
+ Equipped with the sound parametric equalizing palette which can be chosen from 144 patterns in 16 genres. Its genre name is a representative example of sound-tuning, sound effects can be expected in other genres.:

– 16 genres : Heavy Metal, Rock, Vocal, Jazz, Guitar, Piano, Bass,
Clean, Sparkle, Massive, Attack, Warm, Tight, Profound, Soft, Analog.

– Examples of sound tuning: 9 types in each genres on “EQ palette”
+ Guitar :
– Guitar-1 : Sharp
– Guitar-2 : Full of life
– Guitar-3 : Reverberate
– Guitar-4 : Glossy
– Guitar-5 : Well-Modulated
– Guitar-6 : Clear
– Guitar-7 : Definite
– Guitar-8 : Obedient
– Guitar-9 : Flamboyant
+ Vocal :
– Vocal-1 : Clear female
– Vocal-2 : Thick female
– Vocal-3 : Soft female
– Vocal-4 : Definite male
– Vocal-5 : Clear male
– Vocal-6 : Mighty male
– Vocal-7 : Quiet vocal
– Vocal-8 : Flamboyant vocal
– Vocal-9 : Reverberate vocal
+ Massive :
– Massive-1 : Reverberate
– Massive-2 : Mighty
– Massive-3 : Rich Snare
– Massive-4 : Rich Acoustic guitar
– Massive-5 : Rich Electric guitar
– Massive-6 : Deep
– Massive-7 : Thick Snare
– Massive-8 : Powerful Kick
– Massive-9 : Full of life
+ Please refer to our support page for more information on each genre.

+ Sophisticated UI, easy touch interface for shaping your sound.
+ Play music directly from your iTunes/iPod Music library.
+ Shuffle function.
+ Music selection is very similar to the standard music app.

Recommended Models:
iOS9.2 or later is installed, iPhone 5, iPhone 5s, iPhone 5c, iPhone 6, iPhone 6 plus, iPhone 6s, iPhone 6s plus and iPhone SE required.

Note:
“Sound EQ palette” can not play DRM protected music. Currently, all music in iTunes has become a DRM-free.

Download Sound EQ palette

Pic Navi

Normally $2.99.

Pic Navi is an easy-to-use photo location viewer and editor. Browse pictures normally, and when you find a photo that you want to know where you took it, you can open a map that gives you driving, walking, cycling and transportation direction from your current location. You can adjust the photo location just by dragging a pin on a map. When you have a photo without GPS information, you can add it by typing an address. You can also remove GPS information when you want to make sure your privacy is protected.

Pic Navi can edit date and time of the photo. When you save photos you get from someone else, they are saved with the date and time they are saved, not when they were actually taken. You can modify it with Pic Navi, so for example, your photos and the photos you get from your friends can stick together. With Timezone Support, Pic Navi shows you the local time of the photo location, instead of your current timezone. Travel pictures with the accurate timestamp make revive your memory more vividly.

Use Pic Navi when you want to share a photo with its timestamp, like an old school camera. You can customize its size, format, font and color to your liking. You can also hide the timestamp by setting the font size to zero.

Features
– Direction from your current location to the location of the photo using a map app of your choice.
– Add, edit or remove location
– Customizable timestamp.
– Edit date and time.
– Timezone Support
– Albums in alphabetical order, plus search function
– Share one or more pictures with timestamps inscribed.

Download Pic Navi

Relaxia

Normally $0.99.

Over a million users and counting.

Relaxia is the ultimate app for relaxation and sleep, it is a great way to escape your daily stress and get a moment of inner peace and relaxation.

Relaxia provides various themes inspired from Nature to encourage tranquil and peaceful thoughts, and you will learn to go deeper into relaxing your body, spirit and mind

•Rain and Thunder
•Seaside, Beach sounds
•Underwater: Whales and Dolphins
•Fireplace
•Forest and Water streams

Relaxia has all the features you need in a stunning design and much more…

•Separate volume controls
•Play different sounds simultaneously
•Sleep timer

Download Relaxia

CubicToDo

Normally $0.99.

With CubicToDo, you will be able to manage the ToDo in the sense, such as fiddling with three-dimensional cube.

Have fun!

Function
-You can return to the previous page by swiping left.
-You can easily add and pull down lists and items.
-You can edit the list and press and hold the item.

Recommended for applications such
-Project management and work
-Inventory list of travel
-Restaurant list that I want to go
-Shopping list
-List of books you want to read and want to watch movies
-List of things you want to do before you die
-Quotations list
-Grocery Shopping list
-Wish list
-Check list
-It is recommended to people to feel that it is a bit difficult with Clear and Toodledo, OmniFocus, task +, Any.Do To-do list, the Wunderlist.

Download CubicToDo

SpeedyKey Keyboard

Normally $1.99.

Write faster, move the cursor, insert pre-written signatures and messages with reminders attached to them and much more with the new and groundbreaking SpeedyKey Keyboard.

Groundbreaking features:
• Pre-written Replies. Never forget to write or call someone back with pre-written SpeedyReplies with reminders – perfect when you don’t have the time to type a message. Just select your pre-written message, and a reminder will pop-up later. SpeedyReplies are also perfect for inserting text, like your signature, address, email etc.
• Move the Cursor. Press the space-bar and drag the cursor where you want it.
• Smart suggestions and auto-correct.
• Write numbers and signs like “@”, “?”, or “,” faster.
• Delete a word with a single gesture.
• Paste gesture.
• Gorgeous themes.
• Smileys.
• Hide the suggestion panel for more space.
• Speedy-Letters: if the selected language has some special letters, then you can quickly access them with one click. This makes it much faster to write in these languages.
• Speedy-Menu to quickly change the keyboard settings or language.

The following languages are available – more will soon follow:

• Danish
• English UK
• English US
• Faroese
• Icelandic
• Norwegian
• Spanish
• Swedish

Download SpeedyKey Keyboard

Call a Taxi PRO

Normally $0.99.

⊛⊛⊛⊛⊛ This app means you can instantly find a taxi – whenever you need it. Wherever you are in the world! ⊛⊛⊛⊛⊛

In 2 clicks you’ll be talking to the closest (and therefore cheapest) taxi company to your current location.

Never get stuck for transport in a strange city or late at night again. Buy it for your wife, girlfriend, husband, boyfriend now! Even better – buy it for yourself.

Call a Taxi is one of those great iPhone apps. A must-have friend in your pocket, ready for when you need it.

[“Source-bgr”]

App Store New Year’s Day Purchases at Record $240 Million; Over $20 Billion Paid to Developers in 2016

App Store New Year's Day Purchases at Record $240 Million; Over $20 Billion Paid to Developers in 2016
HIGHLIGHTS
App Store purchases topped $3 billion in December
Developers have earned over $60 billion since 2008
The App Store offers 2.2 million apps in total
Apple on Thursday announced that the New Year’s Day 2017 was the biggest day ever for the App Store, with nearly $240 million (approximately Rs. 1,630 crores) in purchases worldwide on that day alone. That hints at robust sales of Apple devices during the crucial October to December quarter, ahead of Apple’s earnings call later this month.

The Cupertino giant also announced that developers earned over $20 billion (approximately Rs. 1,35,895 crores) in 2016, up over 40 percent from the year before. Holiday spend was also at record levels, Apple said, with purchases from the App Store topping $3 billion (approximately Rs. 20,381 crores) in December.

“2016 was a record-shattering year for the App Store, generating $20 billion for developers, and 2017 is off to a great start with Jan. 1 as the single biggest day ever on the App Store,” said Philip Schiller, Apple’s Senior Vice President of Worldwide Marketing. “We want to thank our entire developer community for the many innovative apps they have created – which together with our products – help to truly enrich people’s lives.”

Apple also announced that since the App Store launched in 2008, developers have earned over $60 billion (approximately Rs. 4,07,687 crores) across iPhone, iPad, Apple Watch, Apple TV, and Mac platforms. Since Apple keeps 30 percent of most App Store revenue, passing on the rest to the developers, that means lifetime sales on the App Store have now topped $85 billion (approximately Rs. 5,77,515 crores). China App Store revenue in 2016 saw ‘record’ 90 percent year-over-year growth.
The App Store offers 2.2 million apps in total, up over 20 percent from last year, and is available in 155 countries. iPhone and iPad customers grew the App Store’s subscription billings significantly in 2016, to $2.7 billion (approximately Rs. 18,347 crores), up 74 percent from 2015.

Apple also announced that since iOS 10 launched in September, developers have shipped over 21,000 iMessage apps to send stickers and collaborate with friends.

Analytics firm Flurry estimated that Apple accounted for 44 percent of device activations during the holiday period, a healthy figure, but down slightly over the previous two years.

For the latest coverage from the Consumer Electronics Show in Las Vegas, visit our CES 2017 hub.
Tags: Apple, App Store, Apps, App Store Purchases

[“Source-Gadgets”]

9 paid iPhone apps on sale for free right now

Have you already started saving up for one of the insane new TVs we saw unveiled during this week’s CES 2017 conference? Don’t worry, we’ll do our part to help by sharing a fresh list of paid iPhone and iPad apps that are currently on sale for free.

DON’T MISSLook at what happens to a Jet Black iPhone 7 Plus after 2 months with no case

These are paid iPhone and iPad apps that have been made available for free for a limited time by their developers. There is no way to tell how long they will be free. These sales could end an hour from now or a week from now — obviously, the only thing we can guarantee is that they were free at the time this post was written. If you click on a link and see a price listed next to an app instead of the word “get,” it is no longer free. The sale has ended. If you download the app, you will be charged.

MagicShrink

magicshrink

Normally $1.99.

With MagicShrink app you can losslessly compress all your JPEG photos, and get extra ~10% free space from original library size.
If you don’t worry about superquality you can use lossy compression to get even more space.

Features:
– smart algorithm for lossless compression
– lossy compression
– batch image processing
– preserves exif data

Download MagicShrink

WatchWeb

watchweb

Normally $0.99.

Brand New Features:
-WatchWeb has bookmark support

WatchWeb is THE essential application for anyone with an Apple Watch. Use it to look up information, sports scores, and anything else Siri can’t do for you! Browse the web on the most and best rated Apple Watch Web Browser!

Please Note: WatchWeb does not display “full” versions of websites. Also, please update your watch to the latest possible version before trying to install WatchWeb to prevent possible problems.

WatchWeb is an innovative web browser designed specifically for use on the Apple Watch. WatchWeb presents you with pages run through a top-of-the-line optimization algorithm that automatically formats content for best viewing on the Apple Watch. Rather than having to rely solely on Siri’s limited capabilities for obtaining information, you now have access to the whole indexed internet directly from your watch. WatchWeb makes it effortless to look up information, read news, or just surf the web. Simply enter a search using either dictation or our built-in character list and get started! We think you’ll find it quite useful!

Here’s what people are saying about WatchWeb:

“Should you need to look up some information that Siri cannot given her regional restrictions, or check sports scores for your local teams, or maybe even read some headlines to kill a few seconds of your time, you should take WatchWeb for a spin.”
-iDownloadBlog

“I will be using WatchWeb from now on”
-Technos Amigos

“Stupendously Useful”
-MarcianoPhone

Download WatchWeb

Week Calendar

week-calendar

Normally $1.99.

***** BEST CALENDAR APP WORLDWIDE *****
Whether you use iCloud, Exchange or Google calendar, Week Calendar is the most user friendly and the all-round calendar app worldwide for everyone that needs to get the most out of their calendar app. Does your ordinary iPhone, iPod or iPad calendar give you insufficient insight and options? Then Week Calendar is the solution for you.

AVAILABLE IN MANY DIFFERENT LANGUAGES
Arabic, Catalan, Chinese Simplified, Chinese Traditional, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hindi, Hungarian, Italian, Indonesian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Russian, Slovak, Spanish, Swedish, Thai, Turkish

CALENDAR CLARITY
Week Calendar provides a clear and detailed overview based on day, week, (mini)month or year level. Furthermore, Week calendar takes away the limitations of the standard iOS calendar, for example by showing a weekly overview of all your appointments for the upcoming week.

PACKED WITH USEFUL FUNCTIONS
Move your appointments by simply dragging, copying and pasting them. Clear up a busy schedule by assigning different colors to various appointments and events. Powerful reminder functions make sure you’ll always remember your events. Customizable week numbers or repetitive options and many other functions suited to your own personal needs. Using your digital calendar was never easier!

FAST AND EASY TO USE
Adding, repeating and moving events is now much easier than ever before. And with its magnificent interface and intuitive usability, working with Week Calendar is a pleasure for both light as extensive users.

SUBSCRIBE TO HOLIDAYS, SPORTS AND OTHER EVENTS
Add additional subscriptions to sports games, national holidays and more to your calendar from the calendar store. Accidentally scheduling an appointment on your free day now belongs to the past!

MOST IMPORTANT FEATURES:
* Alternate calendars (Chinese, Hebrew, Indian, Islamic & Persian)
* Attachments
* Local calendar invite, enabling you to send invitations using a local calendar too.
* Magnificent overview of your appointments and events
* Viewing all your events for the week at one glance
* Simply relocate events using drag and drop
* Calendar overview by day, week, month and year
* Batch operations
* Various icons for different events
* Navigate with: Apple & Google Maps, Citymapper, Garmin, Here, iGo, Maps.me, Moovit, MotionX, Navigon, Sygic, TomTom, TransitApp, Waze, Yandex, 高德地图
* Works without setup for all calendar services supported by iOS (iCloud, iCal, Google, Exchange, Outlook, CalDAV, Birthdays, Subscriptions)
* Supports syncing of the calendars
* Quickly add events on the right time using tap-and-hold
* Pinch to zoom
* Relocate, cut and paste appointments
* Link contacts to events
* Rotates with screen
* Templates
* Widget
* Advanced repetition rules
* Customizable display
* Full customization of events
* Invite participants / share appointments and events by e-mail, Messages, Whatsapp
* Time zone support
* Adaptable week numbers
* Hide weekends when there are no appointments / on weekdays / not rotated
* Completely adaptable and customizable Tools menu to quickly change appointments and events

Do you have questions, complaints or comments? We are more than willing to help or solve any of your questions quickly. You can find the most frequently asked questions on our website or just drop us a line.

Download Week Calendar

Degry

degry

Normally $0.99.

Degry provides detailed weather forecasts for the users including all the cities of the world. When you opened to application, it detects your global position automatically and shows the weather forecast for your location on the main screen. Additionally, it makes the cities more reachable by adding in the left section, and shows the photographes for the locations changing due to the weather conditions. With multi language choice and replacable temperature/distance units, the program provides the weather forecast info in the most accurate way and focuses on the user’s experiences. Also, you can see today weather for previous years with ‘Previous Years’ tab section.
Moreover, Degry uses its own concept for more reliable and redable forecasts. It has a more understandable interface with the icons for any weather condition. With the ‘moving-on a line’ sun icon representing the day and the moon icon representing the night, you can easily see the time remained for the sunset and the sunrise. Also, for the Turkish language users, the Turkish wind terms are used.
PROPERTIES

What you can know with Degry;
* Momentarily temperature,
* Momentarily felt temperature,
* The temperature of the following 24 hours,
* The weather forecast of the following 24 hours,
* The weather for same day at previous years,
* The sunrise and the sunset times,
* The weather info of the day with short highlights,
* The most detailed weather infos of the day( Wind directions/speeds, dewpoint, atmospheric pressure, the clouds etc..),
* The weather info of the week with short summaries,
* The warmest and the coldest temperatures of the week in a daily base,
* The daily forecasts of the week,
SERVICES PROVIDERS

forecast.io API service for the weather conditions, Flickr photo API service for the photos and Google API service for the location names, are used.

Download Degry

File Pro

file-pro

Normally $2.99.

**1M Downloaded App on Loot** Multipurpose, Easy-to-Use and Robust app for files & documents. Import files, documents & media from PC/Mac, email attachments, dropbox, sugarsync, iCloud & Box.net to File Pro along with amazing transfer features of FTP and Wifi.

The only documents manager app which includes total security of files along with PDF scanner, Audio Recorder, editing TXT files & now awesome Email attachment saver & organiser.

Open all kind of file & documents including RAR and CBR files.

SO MUCH AT SO LESS is called File Pro
Why would you spend 5 – 6 dollars for some file reader app, scanner app, audio memo, folder locker app and file manager app if there is File for you to perform all these tasks. Not just reading and scanning documents is the main aim of the app but to manage/organize your documents properly and using them easily when needed.

FILE TRANSFER
• Transfer files using Wi-Fi & FTP
• Sync files with iCloud
• Transfer files using USB
• Sync files with Dropbox, Box.net & Sugarsync
• Import photos/videos from photo library
• Capture photos/videos from within app.

CREATE FILES
• Scan to PDF File/Save PDF in Portrait/Landscape View
• Create Text File
• Create Zip File
• Audio Files

FILE MANAGEMENT
• Create Folders/SubFolders
• Copy/Move/Remove and Rename FIles/folders
• PRIVATE FOLDER (move private docs in this folder and lock folder with a password)
• Make ZIP of files and Email it
• Select Multiple Files to delete, email, copy, move.
• Sorting and Searching documents
• Open password protected PDF.
• Select all files and folders on a single click

BROWSING FILES
• SORT FILES – By their names, by size, by date, and by type.
• SEARCH FILES – Search your file from a collection at the spur of the moment.
• LANSCAPE/PORTRAIT SUPPORT
• Display of file size, extension and last modified date, total files in a folder etc.

PDF VIEWER
• iBooks like thumbnails of pdf and Large thumbnails view
• Search & Highlight Text
• Read password protected pdf file
• Bookmark pages
• Open Links
• Jump to page from index
• Air Print Support
• Portrait and Landscape Support
• “Open In” other apps

PHOTO VIEWER
• Swipe to change image
• Play slideshow
• Copy to clipboard
• Airprint, Email and Save to camera roll
• Transition effects and settings for time duration
• Delete image

SUPPORTED FILES
– Images (JPG, PNG, GIF, TIFF and others)
– iWork Documents (Pages, Numbers / Keynotes)
– PDF
– Office (Word, Excel and PowerPoint)
– Text File (Rich Text Format)
– Audio (MP3, AAC, Audible, Apple Lossless, AIFF, WAV)
– Video (all iPhone supported formats, MPEG-4, MP4, MOV)
– HTML / Comma Seperated (CSV) files
– ZIP/RAR & CBR files.

Save Mail Attachments Directly to File

Download File Pro

Dramatic Black & White

dramatic-black-white

Normally $1.99.

Make a Black and White Photo with Light Contrast Grit and Form
— MacWorld’s pick for the 2011 App Gems of the Year Award —

Everyone knows it doesn’t get better than classic Black & White – it’s the artistic soul of photography. Referencing one of our favorite Ansel Adams quotes: “Great Black & White photos aren’t taken – they’re made”. Using Dramatic Black & White you can make your own black and white photographs, ones where light and contrast, grit and form come together to tell a story; ones where stone and sky, water and light transcend the material world and ascend to the Photographers’ Gallery. With Dramatic Black & White there are no mistakes you can’t fix, no limits to your vision, no stopping until you’re finished, nothing to hold you back from truly ‘making your photos’ and making them – Oh.My.Gosh. good!

JixiPix’s Dramatic Black & White app starts by leaving color in the rear view mirror, and enables you to make expert adjustments with easy-to-use, fully customizable controls to contrast and light, texture and shape. Before your eyes, watch your photo transform into the dramatic looks of the past and cutting-edge styles of the present.

PHOTOGRAPHY STYLE
• Black & White – Classic
• Infrared Photo – Modern
• Dramatic Black & White – High Definition

FEATURES
A one-of-a-kind ellipse spotlight tool will allow you to set up a light source on a subject in your composition. Fully customizable controls allow expert adjustments to contrast, light, texture and shape; and adjustments to spotlight size intensity.

INCLUDES
Spotlight, Black and White Filters, Grain and Vignette

UNIVERSAL FEATURES
All JixiPix Apps come with: Superior Customer Service, Support for High-Resolution Images & Output, Undo/Redo, Randomize Button, Quick Presets and the ability to create Custom Presets, Cropping with the ability to specify aspect ratio, Quick Preview, Email, Print, and the ability to post directly to Facebook, Instagram, Twitter, and Tumblr. We also have an online art gallery and invite our user’s to display their artistic creations on it: http://www.flickr.com/groups/jixipixcreations/

Download Dramatic Black & White

Sea Snake

sea-snake

Normally $0.99.

Feed your hungry Sea Snake with tasty bubbles; he just can’t get enough: A genuinely 3D version of the classic ‘snake’ game, with three types of snake to play with!

Control the Sea Snake with simple gestures, and tilt your device to look around his undersea realm.

Score points as the Sea Snake feasts on bubbles and grows longer; compete for high scores against your friends… but watch out in case he bites his own tail. Then it’s game over!

Download Sea Snake

Worthy

worthy

Normally $4.99.

Personal finance in a transparent and straightforward way. Worthy allows you to keep track of your net worth and accounts, generate income and expense report by category and period. Worthy’s minimalist theme and main focus is to make money tracking easy and clear.

App features:
・3 accounts and groups with free edition / Unlimited with Pro edition in-app purchase
・Group accounts and re-order groups
・Track income, expense and transfer transactions
・Add, remove and merge categories
・Generate income and expense report for a custom time period
・Add currencies of choice and add exchange rates
・Reporting currency conversion with by-date rate calculation
・Accurate per-transaction currency conversion for transfers

Please provide feature requests or any issues you may encounter at [email protected] or at our support URL. We are committed not to be interfering with your app usage, so if you find Worthy worthy, consider reviewing it on the App Store – it helps a lot.

Download Worthy

Skullyz

skullyz

Normally $0.99.

Skullyz becomes your messages …
Show your emotions with those nice, cute skull emoticons …
If you like the darker sides of life, then these twenty emojis for the decent skull lover are ready for you …
Have fun with those comic skullyz

[“source-smallbiztrends”]

No tax benefit if mediclaim premium is paid in cash

iStock Photo

iStock Photo

I pay the health insurance premiums for both myself (67) and my wife (63). Would I get tax exemptions on both?

—Shayan Basu

An individual can claim tax deduction on payment made towards health insurance premium under section 80D of the Income-tax Act, 1961. The deduction can be availed on premium payment for self, spouse, dependent children and parents subject to prescribed conditions.

For senior citizens (above 60 years), during a financial year (FY) the deduction is restricted to Rs.30,000 (includingRs.5,000 towards preventive health check–up). However, this benefit is not available if premium is paid by cash. Since you are paying for health insurance for yourself and your spouse, and both of you qualify as senior citizens during FY17, you can claim up to the maximum deduction of Rs.30,000 in aggregate, for the both of you.

My provident fund (PF) subscription is less than 5 years old with my previous employer. I have got a job in another company and want to withdraw the PF amount maintained with the old employer. Will I be taxed?

—Rakhi Sharma

PF withdrawal is taxable in the same FY if it is withdrawn without rendering continuous services for 5 years, as per the Act. However, if the accumulated PF balance maintained with the old employer is transferred to the PF account of the current employer, then the period of previous employment is also included as part of continuous service.

Assuming that your job with the ex-employer was your first one, or that you had not transferred your PF balance with your employer (if any) before that—as the total period of service with the ex-employer is less than 5 years—withdrawal of accumulated PF balance shall be taxable.

If the employer maintains a private PF trust, the tax would be deducted at source. In this case, you will receive the Form 16 issued by the PF trust depicting the taxable income and taxes deducted. If the PF trust has not deducted the tax, then you should report the income in your tax return and pay taxes.

If the PF balance is maintained through the Regional Provident Fund Commissioner, taxes may be deducted at the rate of 10% if amount of withdrawal exceeds Rs.50,000.

If you transfer the accumulated old PF balance to the new employer and, in future, withdraw the accumulated PF balance maintained with the new company, while computing the period of continuous service, the period of service rendered with the earlier company will also be included.

If the cumulative years are likely to be more than 5 years, there will not be any tax implications on PF withdrawal.

PF withdrawal can be as per the provisions of the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952, which requires you to have a non-employment period of two months after leaving your job.

[“Source-Livemint”]