Follow these 5 ways to make more money in this financial year

The starting of the financial year is the best time to review your financial planning. If you want to make more money in this financial year 2020 then you must follow these five easy ways.

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5 ways to make more money this financial year  |  Photo Credit: BCCL

New Delhi: The starting of the financial year is the best time to review your financial planning. Apart from the saving, planning, investing and reshuffling the portfolio, there are some tips which can help you grow your wealth. Earning a high salary is not enough to make money. It is essential to make a proper plan and track your income and expenditure.

Financial planning should involve taxes, deductions, loans, EMI, budget, earnings, income, etc. To lead a financially fit life one must plan accordingly. You should be careful enough before investing your hard earned money.

Five ways to make more money-

  1. In the first month of the new financial year, people should start planning for the taxes. Most of people complete this task at the end of the financial year. Planning in advance lets you know about tax saving instruments.
  2. Insurance plans should not be bought blindly. Look for an insurance cover which is capable to cater your future needs and lifestyle. Seeing your financial commitments and dependents from your family determine the right amount of insurance amount. You can even take the financial advisor’s help to choose the right plan and cover.
  3. It is advisable to review your investments from time to time. If you find out that some specific investment plan is not performing well, then do not shy away from switching it to another plan. Always look at the five to six years of return history before making investments. Try to make a plan and explore new funds after reviewing their returns in the past.
  4. Always keep a check on your cash flow. Track your income and expenditure and ensure that your expense should not be more than your income. Cut down on your extra and unnecessary expenses and invest that amount in your emergency fund. A contingency fund comes in handy during the financial crisis. It ensures cash in hand at the time of urgent need.
  5. Do not get lured by the idea of making more money. Before you invest your hard earned money make sure that the option is not risky. If you do not understand any particular scheme then sought the financial advisor’s help. Try to avoid putting your money into those funds or options which you do not understand.

[“source=timesnownews”]

9 Ways to Be More Creative in 2019

Salvador Dali in Figueres, Spain, circa 1900. Photo by Kammerman/Gamma-Rapho via Getty Images.

If your New Year’s resolutions include improving your fitness routine or diet, being more creative should be on your list, too. With advantages ranging from greater brain function and productivity to better mood and memory, creativity can help improve your life at work and home. Anyone can benefit from the nine exercises listed below, whether you’re seeking fresh inspiration for your art practice or just looking to improve your problem-solving skills in 2019.

Take a free online art class

It’s never been easier to take an art class. From your phone or computer, you can dive into lessons and videos covering everything from the basics of analog photography to the history of Egyptian art. Free online classes and MOOCs (massive open online courses)—which you can find through websites like Class Central, Skillshare, and Coursera—allow you to access weeks- or months-long courses in various creative fields. Many of these curricula allow you to work at your own pace, and some are even offered by prestigious universities.

Stop procrastinating

It’s a common misconception that all people who routinely put off their work are procrastinators—and that creative geniuses like

and

were famous for this type of behavior. However, if you leave an assignment until the last minute knowing full well that you’ll still be able to get your work done—and done well—your actions are more accurately described as “purposeful delaying.” True procrastinators, on the other hand, end up producing work that’s worse not just in quality, but in terms of creativity, as well.

Some helpful strategies for kicking your procrastination habits include working during the times of day when you’re naturally most productive, breaking down big assignments into more manageable tasks, and minimizing distractions while you’re working, like turning off your phone.

Start a drawing routine

Drawing is not only an accessible means of creative expression, it can also help you process emotions and enhance your memory—in fact, a new studyfound that drawing is more effective than writing for memory retention. Like anything, you’ll need to make it part of your routine in order to stick with it and improve your skills.
One way to start is to keep a sketchbook, which you may choose to fill with depictions of your surroundings, travels, friends, or simple

you can assemble from household items. The beauty of a sketchbook is that you don’t have to worry about making mistakes, and you can keep it to yourself, like a diary.

Meditate

Meditation has long been utilized as a means to tame anxiety and tap into creativity—and countless artists and other creatives have caught on. Take, for instance, filmmaker

, who is largely responsible for growing enthusiasm around Transcendental Meditation (TM), and performance artist

, who follows a form of focused-attention meditation (FA).

In its various forms, meditation has been found to improve skills that are key to creativity, including observation skills, divergent thinking (the ability to come up with many novel ideas or solutions to a problem), and convergent thinking (the ability to find connections between different things). If you don’t know where to begin, consider a meditation app, like Headspace or Calm.

Eat more fish and walnuts

Researchers believe that you can optimize your diet for greater creativity—and unsurprisingly, the recommended foods are staples of a healthy diet. They include fruits and vegetables, which contain creativity-boosting flavonoids; fish, walnuts, and other foods that are rich in omega-3 fatty acids, which heighten brain performance; as well as bananas, almonds, and seaweed, which contain tyrosine, an amino acid that’s been linked to convergent thinking. To be clear, this approach won’t work overnight, but rather through a long-term diet.

Broaden your dating pool

A recent research study found that the deep learning that occurs during a romantic relationship with someone from another country may contribute to creativity. For one experiment, researchers worked with a group of students enrolled in an international MBA program over the course of 10 months, and tested their creativity at the beginning and end of the program; those who had dated someone from another culture had “superior creative performance.” Other experiments supported these findings, showing that the depth of a relationship correlates with a person’s convergent and divergent thinking.

Sleep smarter

While some studies have found that creative people don’t sleep well, adequate sleep is recommended for boosting the cognitive functioning that creativity requires. Both a full night’s sleep and power naps have been shown to help with idea generation;

and Thomas Edison were known to regularly nap for this reason.

Getting enough sleep at night, however, is particularly important for creative problem-solving. A study published in June 2018 suggested that both REM and non-REM sleep play a role in enhancing a person’s creative thinking. A previous study found that when people had a full eight hours of sleep before trying to solve a problem, as opposed to staying awake, nearly triple the number of participants were able to solve the problem. One of the easiest ways to become a better sleeper is to develop “sleep stability,” meaning going to bed and waking up at the same time every day (even on weekends).

Take more museum trips

Researchers working at the intersection of arts and medicine have proven that the seemingly dissimilar fields are mutually beneficial—even when it comes to the simple act of viewing an artwork in person. This year, studies reported findings that patients stand to benefit from doctor-prescribed museum visits, and likewise, doctors can learn crucial observation skillsthrough carefully examining art. If you’re wary of a fatigue-inducing museum trip, make a plan to visit one exhibition or gallery, or even just one work of art—this approach is also a good one if you’re planning on seeing art with children.

Spice up your cooking or baking rituals

If making art is not your cup of tea, perhaps you find food more accessible. Cooking invites just as much room for experimentation as art, and for many artists, like Olafur Eliasson, the ingredients, science, and ethics of food can spur fresh ideas and lead to fruitful, communal meals. While the alchemy of baking may seem to leave less room for improvisation, devotees of The Great British Bake Off and Instagram users will know well that there’s no shortage of innovative bakers and pastry chefs pushing confections into the realms of art.
[“source=artsy.net”]

Honor 8X India launch today: How to watch livestream, specifications, expected price and more

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Honor 8X is all set to launch in India on October 16, which is today. The new Honor smartphone will be unveiled at an event in New Delhi at 11:30 AM. The successor to Honor 7X, the new Honor 8X was originally introduced in China last month. The phone features a tall 6.5-inch full HD+ 19.5:9 notch-style display. Honor 8X will be available for purchase exclusively on the e-retail platform, Amazon India.

Honor 8X event will be livestreamed via the company’s official YouTube channel. In addition, users can check Honor India official Twitter handle for live updates. Here are the details on how to watch livestream of Honor 8X launch event, India launch timings, expected price, specifications and more.

Honor 8X launch in India: How to watch livestream, timings

Honor will be hosting a livestream of the Honor 8X launch event on their official YouTube channel. The Chinese handset maker is expected to post live updates on its official Honor India Twitter handle as well. Honor 8X launch event will commence at 11:30 AM IST.

Honor 8X launch in India: Expected price, specifications

Honor 8X could be priced between Rs 15,000 and Rs 20,000 in India. The phone marked its debut in China last month. The new Honor smartphone will be Amazon exclusive in India and the ‘Notify Me’ page is live on the e-commerce platform.

Also Read: Honor 8C with Snapdragon 632 processor, 4000mAh battery launched: Price, specifications

The new Honor 8X features a 6.5-inch full HD+ 19.5:9 display with a notch on top. It is powered by Huawei’s latest HiSilicon Kirin 710 processor paired with 4GB of RAM. In terms of camera, Honor 8X sports dual camera setup comprising of a 20MP primary sensor and a 2MP secondary sensor. The cameras on the phone offer AI mode. Up front, it has a 16MP camera sensor that supports bokeh mode. Honor 8X runs Android Oreo and packs a 3,750mAh battery.

[“source=TimeOFIndia”]

Foodpanda Begins Operating in 13 More Cities

Foodpanda Begins Operating in 13 More Cities

HIGHLIGHTS

  • Cities include Jaipur, Chandigarh, Kanpur, Lucknow, Ahmedabad, etc.
  • Foodpanda wants to get an additional 60,000 delivery partners on board
  • Foodpanda now operates in 20 cities

As part of its aggressive expansion across the country, food delivery platform Foodpanda on Thursday announced its entry into 20 cities. In addition to the 7 cities where Foodpanda had an active delivery partner network in place, 13 cities have gone live starting today with Foodpanda’s delivery partner network on ground. The app has started operations in Jaipur, Chandigarh, Kanpur, Lucknow, Indore, Ahmedabad, Nashik, Nagpur, Mysore, Bhubaneswar, Guwahati, Visakhapatnam and Coimbatore.

With Foodpanda’s robust delivery partner network on ground, consumers and restaurant partners will benefit from a seamless experience, it said in a statement.

“We are thrilled to expand Foodpanda’s delivery network to 20 cities across the country. We are in the midst of a fast-paced nationwide expansion with an ambition to serve a billion Indians. We are confident that our cutting edge technology and unique local insights will make Foodpanda, India’s largest and most preferred food experience platform,” said CEO at Foodpanda India, Pranay Jivrajka.

“Being a part of the Ola platform, Foodpanda will explore opportunities to synergise its services and efforts of delivering superior food experiences to cater to a wider pool of customers across these cities,” added Jivrajka.

Foodpanda had also announced its intent to on board an additional 60,000 delivery partners on to its network by the end of October. Tens of thousands of delivery partners have already been on boarded over the past month with Foodpanda expecting to achieve this target well ahead of time.

 

[“Source-gadgets.ndtv”]