The Money School Created By A Financial Guru & Bestselling Author Who Triumphed To Build Wealth

New York Times bestselling author and financial guru Nicole LapinIMAGE COURTESY OF NICOLE LAPIN

Long-term goals, budgeting, saving, and enjoying small indulgences are a some of the key things you will often hear explored by financial guru and New York Times bestselling author Nicole Lapin. Lapin founded The Money School after a role as an anchor on major television networks where she noticed a large gap in populations that gained access to financial literacy knowledge. The population Lapin desired to support was the former version of her self. The one, the founder describes as: “that girl who was smiling, nodding, and not joining basic money conversations because she was too freaked out and too scared to do it.”

As a first-generation American, Lapin was raised in a household where financial literacy was not primarily taught or spoken of. Growing up, at age eleven, she encountered the loss of her father due to a drug overdose and a lack of guidance from her mother. During this time, Lapin describes seeing her parents primarily make money moves that were not the most ideal. This sparked her desire to write a new trajectory for her future.

By starting from the ground up, Lapin expresses taking any job she could from working at a low salary to accumulating credit card debt, and more. Finally, with determination and grit, she landed a job as a business reporter and it just happened that the role was in the field of finance. While feeling clueless and freaked out about the language of money, Lapin explains that she had to learn the language of money the hard way because her job demanded that she spoke it to the world.

Learning The Language of Money

At the “school of hard knocks” the financial expert, who then was the process of acquiring greater knowledge, details that she encountered a plethora of funny affirmable moments along the way. Through her work, Lapin shares these experiences to challenge others to embrace being comfortable with learning and growing through unfamiliar spaces.

For example, while Lapin was on the floor of the Chicago Mercantile Exchange she gathered her belongings to head to an interview with a few founders. On her way out she recalled her manager asking: “Do you have the P&L?” And she responded: “No” staring with a puzzled grimace. “No, I don’t have to pee,” she thought to herself. In another instance, Lapin describes thinking that a former boyfriend was a garden “hedge manager” given his role at a hedge fund.

To Lapin, money has served as a language to be learned and one that we often don’t realize can serve as the biggest hurdle for bridging avenues to opportunities in our financial lives.

Pervasive Disparities in Financial Education 

Learning the language of money has become instrumentally important due to an ongoing widespread dialogue surrounding the financial literacy education gap in America. Currently, two-thirds of American adults are said not to be able to pass a basic financial literacy test, 54% of Millennials express worry that they will not be able to pay back student loans, and only 16% between the ages 18-26 feel very optimistic about their financial futures.

To counter these disparities at a national scale, Lapin advocates for lobbying for more financial education in our governmental system to bridge what she notes as “a personal budget deficit.” However, in addition to lobbying at the national level, she advocates helping others explore a fundamental piece of the puzzle that they truly can control, which begins with themselves. She articulates this by sharing:

People say all the time I’m freaked out by the stock market; I’m freaked out by all of these things. And all we really have control over is ourselves. This is a deeper component of the conversation because how we each interact within these markets permeates all aspects of our lives.

By founding The Money School, Lapin has created opportunities to support each individual learner where they are in their financial growth journey. Given that so often financial learning exists within traditionally broad topics explored in school such as macroeconomics, by meeting the individual learner where they are in the process Lapin shares practical hands-on tips and tricksfrom writing checks to completing taxes or making a budget.

IMAGE COURTESY OF NICOLE LAPIN

One Solution: The Money School

The Money School is an online community Lapin created where she shares a 12-step plan for helping others get their financial lives together. This plan has been tested in both of her books and the third book due to hit shelves soon. Traditionally, readers and students have found the guides to be easy to follow and iterate upon.

The financial guru and New York Times Bestselling author shares that the first step at The Money School is:

…Admitting you have a problem—and we all have problems—so that you can do something about it. From there, I wanted to create interactive video lessons, worksheets, and quizzes for the school community. Then bring in some cool experts and friends that I know from the business world to help along the way.

Overall, a key goal for the Money School is to rethink the way education around this topic looks. To do so Lapin has broken down finance into a language we often would use daily, like in a meeting with a circle of friends. Similar to friendships, she compares starting a new financial guide to embarking on a long-term endeavor. During the journey, Lapin says it’s “beneficial to set benchmarks and opportunities for small outings and/or indulgences so that you stay on track.”

How to Start Achieving Your Money Goals Today

To start achieving your money goals today, Lapin shares: “We really need to focus on our endgames and goals.” To cover these two areas, she recommends breaking down: 1) a spending plan into three E’s—essentials, endgame, and extras, and 2) goals into three F’s—family, finance, and fun. The Money School founder uses these alliterations to explore how we can look at our goals holistically due to our work lives and personal lives overlapping in numerous ways. In order to achieve true happiness, “we must achieve happiness in all areas,” she shares.

Additionally, when it comes to creating plans for money matters Lapin encourages those who wish to become financially fit to pursue money from a place of aspiration versus deprivation—mentality plays a crucial role in the process. For example, a person aspiring to build wealth settling to clip coupons and digging in the couch for coins may have greater adverse effects than one focusing on creating a savings plan.

As Lapin highlights:

…Figure out where you aspire to go and then reverse engineer your actions. The more I’ve been able to be real, the closer I’ve gotten to reaching my goals and you can too! For me, I had to get to a place where I was super vulnerable, authentic, basically naked, sharing all the stories I wanted to whiteout in the past when I tried to pretend I was perfect. Doing the internal work, only I could do for myself, made all the difference.

[“source=forbes”]

The impossible Cricket World Cup selection puzzle that looms

Steve Smith and David Warner are fully expected to be included in the 15-man World Cup squad.

It’s becoming increasingly hard for selectors to find the weak links in Australia’s ODI line-up as they stew over who to tap on the shoulder when Steve Smith and David Warner return.

The two, whose year-long suspensions expire later this month, are fully expected to be included in the 15-man World Cup squad that must be submitted by April 23.

Australia travel to the UAE for a five-match ODI series after Wednesday’s decider against India.

[“source=foxsports”]

On Women’s Day, IIT students launch roll-on that promises to relieve period pain

IIT-Delhi incubated startup Sanfe on Friday launched an offering that promises to make women’s lives easier every month: a roll-on to relieve period pain. Launched on International Women’s Day, the Sanfe Period Pain Roll-on will allieviate menstrual cramps and ease mood swings.

The essential oil-based roll-on is naturally formulated and has been medically tested and FDA approved. Sanfe Period Pain Relief Roll-On, available in 10 ml bottles, costs Rs 10 for a single use.

Sanfe was co-founded by Archit Agarwal and Harry Sehrawat, third year BTech students at IIT-Delhi. The roll-on was developed by them with the help of their professor, Dr Srinivasan Venkataraman.

Sanfe
Archit and Harry at the launch of the Sanfe Period Pain Roll-on on International Women’s Day.


Also read: At just Rs 10, this pee device makes using public toilets safe, stress-free for women


“Women comprise 50 percent of our population and a significant portion of this population experiences pain and cramps during menstrual period. Therefore, this becomes an important problem to solve,” said Srinivasan, a Professor of the Department of Design.

Archit and Harry previously launched Sanfe Stand & Pee on World Toilet Day, last year. The device enables women to stand and urinate, preventing Urinary Tract Infection (UTI) infections from unhygienic public washrooms.

Menstrual cramps often come in the way of women’s daily routine and companies have been developing feminine products to fight this. Brands, including Peesafe and Sensur, have also launched roll-ons to ease menstrual cramps.

Archit and Harry’s eureka moment was when one of their friends complained of not performing well in the semester exam, due to period pain.

“We realised that period pain forces over 40 percent of women to miss their daily routine. Motivated by this, we started working on a solution to relieve women from menstrual cramps,” the duo said.

They spent seven months on Research & Development. “We don’t want women to suffer because of a natural body function. We figured this problem and designed the roll-on,” said Archit, a BTech Textile Technology student.

[“source=yourstory”]

Gear Motor Market Size Estimation, Worldwide Overview, Research Methodology, Business Statistic, Prominent Players Analysis, Regional Outlook and Forecast To 2023

Image result for Gear Motor Market Size Estimation, Worldwide Overview, Research Methodology, Business Statistic, Prominent Players Analysis, Regional Outlook and Forecast To 2023Market Research Future (MRFR) has published a research report about the global Gear Motor Market is expected to grow at 5.80% CAGR during the forecast period. Report analyzes gear motor Market Upcoming Opportunities, challenges, Key Country Analysis, with business development strategies, And key players insights. Report provides comprehensive information on Global gear motor Market size, share, industry trends, growth, with regional forecast to 2023.

Gear Motor Market – Overview

Gear motor is a motor assembled with a set of speed gears. An electric motor and reduction gear are integrated into a single unit, which further can be collectively installed with motor shaft better compactness. These kinds of motors can be operated in various directions such as horizontal, vertical, or tilted position. Larger torque can be achieved by using a higher gear ratio. These motors also comprise of mechanical gears to control the speed of the motor depending upon the type of application and requirements.

The global gear motor marketis projected to grow at a moderate rate during the forecast period, due to growing number of energy projects requiring high level of efficiency. Also, growing number of renewable energy projects are likely to become the prominent contributor towards green revolution and growing number of industries are majorly driving the global gear motors market. Evolutionary changes in the designing processes, implementation of modular and compact design of the gear motor, and simplified mechanical designs of any product are also the major factors driving the gear motors market.

Request Free Sample Report @ https://www.marketresearchfuture.com/sample_request/7473

Gear Motor Market Segments Analysis:

Global gear motor market has been segmented based on gear type, product type, rated power, torque, industry, and region.

Global Gear Motor Market, By Gear Type

  • Planetary Gear Motors
  • Helical Gear Motors
  • Helical-Bevel Gear Motors
  • Worm Gear Motors
  • Other Motors

Global Gear Motor Market, By Product Type

  • Gearbox
  • Integrated Gear Motor Unit

Global Gear Motor Market, By Rated Power (kW)

  • Up to 7.5 kW
  • 5 to 75 kW
  • Above 75 kW

Global Gear Motor Market, By Torque (Nm)

  • Up to 10,000 Nm
  • Above 10,000 Nm

Global Gear Motor Market, By Regions

  • North America
  • Asia-Pacific
  • Europe
  • Middle East & Africa
  • South America

Gear Motor Regional Market Analysis:

Region wise, Asia-Pacific held the largest market share of the global gear motors market in 2017. The countries contributing to the largest market share of the region include India, and China, among major Southeast Asian countries. Moreover, India and China are also expected to be the fastest growing countries due to development of existing infrastructure.

Prominent Players Analysis:

Eaton Corporation PLC., Siemens AG, Baldor Electric Company, Sew-Eurodrive GmbH & Co. Kg, Winergy, Watt Drive Antriebstechnik GmbH, Bauer Gear Motor GmbH, Sumitomo Heavy Industries Ltd, Johnson Electric Holdings Limited, Emerson Electric Co, Elecon Engineering Company Ltd, China High Speed Transmission Equipment Group Co. Ltd, Brevini Power Transmission S.P.A., and Bonfiglioli Riduttori S.P.A.

Browse Full Gear Motor Market Research Report @ https://www.marketresearchfuture.com/reports/gear-motor-market-7473

List of Tables

Table 1 Global Gear Motors Market, By Region, 2016-2023 (USD Million)

Table 2 North America Gear Motors Market, By Country, 2016-2023 (USD Million)

Table 3 Europe Gear Motors Market, By Country, 2016-2023 (USD Million)

Table 4 Asia-Pacific Gear Motors Market, By Country, 2016-2023 (USD Million)

Table 5 Middle East & Africa Gear Motors Market, By Country, 2016-2023 (USD Million)

Table 6 South America Gear Motors Market, By Country, 2016-2023 (USD Million)

Table 7 Global Gear Motors Market, By Gear Type, 2016-2023 (USD Million)

Table 8 North America Gear Motors Market, By Gear Type, 2016-2023 (USD Million)

Table 9 Europe Gear Motors Market, By Gear Type, 2016-2023 (USD Million)

Table 10 South America Gear Motors Market, By Gear Type, 2016-2023 (USD Million)

Table 11 Global Gear Motors Market, By Product Type, 2016-2023 (USD Million)

Table 12 North America Gear Motors Market, By Product Type, 2016-2023 (USD Million)

Continued….

About Market Research Future:

At Market Research Future (MRFR), we enable our customers to unravel the complexity of various industries through our Cooked Research Report (CRR), Half-Cooked Research Reports (HCRR), Raw Research Reports (3R), Continuous-Feed Research (CFR), and Market Research & Consulting Services.

MRFR team have supreme objective to provide the optimum quality market research and intelligence services to our clients. Our market research studies by Components, Application, Logistics and market players for global, regional, and country level market segments, enable our clients to see more, know more, and do more, which help to answer all their most important questions.

[“source=marketwatch”]