Gear that improves on what was and changes what might be

Gear that improves on what was and changes what might be

Consider these new products for savvy travelers. (Handout)

hape-shifting innovations put a twist on the familiar in this gear roundup.

Picture perfect

The quality of photos from a smartphone is so good that many travelers leave their clunky camera gear at home. To give you even more photographic flexibility, Pixter has introduced a pack of four compact specialty lenses that clip onto any smartphone.

The Pixter Pro Pack includes a wide-angle lens; a 238-degree super fisheye lens; a 10X macro lens; and a telephoto lens. The lenses come in a padded travel case and have front and back lens caps.

Cost, info: Pixter Pro Pack lists for $154.90 (lenses are about $55 apiece a la carte).

Twofer toy

Pillow Pets

Taking a buddy along can make children happier and when that pal is a plush companion that morphs from a toy into a pillow, you’ll please and placate your child.

Pillow Pets are chenille-stuffed animals (also some cute cars) that widen and flatten into a pillow with the release of a cinch strap. Sizes average 12- to 16-inches-square when fully open. All are machine washable.

Pillow Pets also come as zippered sweatshirts. Bunch up the garment for a nice, fat cushion or use just the padded hood part as a pillow and wrap the rest around your child for an extra-warm hug with pockets.

Cost, info: Pillow Pets run $20 to $25; animal-head hoodies cost about $20. www.mypillowpets.com

This bag does tricks

Eagle Creek

Pulling a rabbit out of a hat is just a trick; pulling a backpack out of a wheel-aboard bag? That’s magic.

That’s what the wizards at Eagle Creek Luggage have conjured with the new Morphus International Wheeled Carry-On. With a quick unzip, what had been a single 20½-by-13¾-by-9-inch roller bag separates into a backpack and a wheeled bag, offering about double the space you started with.

Both are made with polyurethane-coated polyester and have top- and side-padded grab handles, double lockable zippers and reinforced seams.

The wheeled bag has thick, treaded wheels; a hinged kickstand keeps the bag upright. The soft backpack has zip-away padded interior sleeves that can accommodate a 15-inch laptop and a tablet, as a well as a nifty built-in cord winder, a key fob and padded pouches for fragile electronics.

The backpack’s two trolley straps can slide over the wheeled bag’s telescoping pull handle. Zipped back together, the bag can be wheeled, or carried using the pack’s back straps.

All this abracadabra isn’t cheap, but it’s a class act, even without the wand.

Cost, info: Morphus International Wheeled Carry-On costs $329.

A bag that suits

Selk’Bag

Is anything as yummy as curling up in your tent inside a toasty sleeping bag on a chilly night camping? Is anything as awful as having to get out of that warm sleeping bag to go out into the elements?

No problem if you have the new SelkBag Wearable Sleeping Bag, designed to keep you comfy in and out of the tent.

It looks like a giant snowsuit, but lets you be much more mobile. It has zip-off booties, big kangaroo-style pockets and flaps at the wrists that let you quickly free your hands.

It’s made of ripstop nylon and polyester with hollow fiber polyester insulation, and its insulated adjustable hood extends from a high thermal collar.

The zip-off booties let you substitute your own shoes when you are active, and the booties’ reinforced nylon soles and lateral grips for traction make them tough enough for a stroll.

The bag comes in a range of colors and patterns, including Star Wars-themed designs, in adult and children’s sizes.

One quibble: The SelkBag is not equipped with a drop seat so you must wriggle out of the bottoms when nature calls. A fix is in the works.

Cost, info: SelkBag Wearable Sleeping Bag in adult sizes costs about $170 for the Original (warmest) model; a lighter, less-insulated model costs $99. Children’s SelkBags cost $69 to $89. www.selkbagusa.com

[“Source-latimes”]

Indian Banks’ Terrible Loans Might also Upward thrust to 8.5% By means of March 2017: RBI

Indian Banks' Bad Loans May Rise to 8.5% By March 2017: RBI

Mumbai: Gross Horrific loans at Indian banks Might also Upward push to 8.five per cent of generalproperty By way of March 2017 from 7.6 percent in March 2016 if the significant financial institutionorders them to conduct a 2nd round of asset excellent evaluations, a Reserve financial institution of India (RBI) record said on Tuesday.

In the meantime, underneath a “severe pressurescenario, overall Bad loans may want to Upward thrust to nine.3 percent in March 2017, the RBI said in its semi-annual Financial Balance file.

The RBI brought that the assessments, though “stringent and conservative”, had been additionallyhypothetical, pronouncing “the intense negative monetary situations mentioned here must not be interpreted as forecast or anticipated effects.”

The RBI ultimate 12 months instructed banks to conduct an asset quality evaluation (AQR) in a bid to get a better photo of the extent of potentially soured property held inside the quarter.

Outgoing RBI Governor Raghuram Rajan had made cleansing up banks a priority in the course of hisalmost threeyear tenure given the arena is saddled with $120 billion of sour loans, that’s constraining new lending and company investments.

Nonetheless, the RBI has no longer ordered a second spherical of formal tests, even though it hasstated it might continue reviewing asset exceptional at banks.

“The stress within the banking sector, which mirrors the pressure within the corporate region, needs to be dealt with so as to revive credit score increase,” Mr Rajan wrote in the record.

The first AQR led banks to understand around $35 billion of latest Awful loans on account thatSeptember, pushing gross Awful loans to 7.6 in step with cent in March from five.1 in keeping with cent in September 2015.

In the meantime, usual burdened belongingswhich include Terrible loans in addition to restructuredassets – rose to 11.five percentage in March from 11.three percent six months in advance.

even though analysts agree with the evaluate has presented a more correct picture of Terrible debt in the area, it has dented profit and restrained credit growth over the past months.

That is the final Economic Stability file beneath Mr Rajan, after the previous Global Financial Fundchief economist greatly surprised the us of a this month By pronouncing he would depart whilst his tenure ends on September 4.

But analysts broadly assume the next RBI Governor to hold the push to smooth up the banking quarter.

© Thomson Reuters 2016

(This tale has no longer been edited With the aid of NDTV team of workers and is automobile-generated from a syndicated feed.)
tale first posted on: June 28, 2016 17:18 (IST)

Tags: RBI, NPA, Horrific loans, Banking region, Raghuram Rajan, Monetary Stability record, RBI governor

Union cupboard Reshuffle might also Take location After June 21

Union Cabinet Reshuffle May Take Place After June 21

The reshuffle of the Narendra Modi-led cabinet may want to take place after the global Yoga Day on June 21. (record photo)NEW DELHI: A reshuffle of the Union cupboard may take vicinity this month withgreater representation in all likelihood to be given to pollsure Uttar Pradesh, Uttarakhand and Punjab,informed assets stated nowadays.

The reshuffle ought to take place after the global Yoga Day on June 21, they said.

a few of the possibly names doing the rounds from politically big Uttar Pradesh are celebration lawmakers Yogi Adityanath, Satyapal Singh and Sadhvi Savitri Bai Phoole.

The names of Navjot Singh Sidhu, Rameshwar Teli from Assam and Bhagat Singh Koshyari and Ajay Tamta from Uttarakhand are also doing the rounds. there’s no illustration from Uttarakhand inside the cupboardat gift.

birthday celebration assets stated greater representation can also be given to Chhattisgarh and Rajasthan.

currently, Union Minister of state for sports activities Sarbananda Sonowal took over as the Assam leaderMinister. Minister of country for Social Justice and Empowerment Vijay Sampla has been made BJP Punjab unit president.

After six months with Google’s mission Fi, i might transfer to it if I ought to

If there’s whatever that wishes disrupting within the US, it’s wi-fi carriers. via and huge, americans paysome distance an excessive amount of for our month-to-month mobile smartphone payments.additionally, we tolerate practices like records throttling and let‘s no longer even point out the terribleglobal roaming costs. So whilst Google announced its very own Fi wi-fi service in advance this yr, i wasquite excited. eventually, there was a real challenger to the throne of the huge 4 that promised to offer amore lower priced and greater affordable revel in. I hopped on board, were given an invitation, and wereusing it for the past six months with a loaner Nexus 6 and, sooner or later, a 5X. In sum: If Fi werecompatible with my iPhone (or maybe greater Android phones), i might switch in a heartbeat.

First, permit me explain how Fi works. it’s basically a unique WiFi-first service that prioritizes calls andtextual content messages to be done over WiFi and not statistics. every time you are around depended on open WiFi hotspots, the cellphone will mechanically connect to them thanks to a characteristic calledWiFi Assistant (It may not accomplish that with paid WiFi connections until you have already set them upahead). if you‘re now not round WiFi for something cause, Fi will switch to both dash or T-cellularrelying on which has the stronger cellular signal, a function it truly is unique to Fi, at least as a long way as US vendors cross. The hiccup here, of route, is that Fi is only like minded with a few phones. Atlaunch, it handiest labored with the Nexus 6, even though now its repertoire has elevated to both thelately released 5X and the 6P.

Even before I may want to even order my Fi SIM card, I needed to determine on a phone wide variety. as with every carrier, you may port over an present number or choose a new one. however there may be a caveat in case you‘re a contemporary Google Voice user. If you decide to apply Fi with a non-Google Voice quantity — say, a number one phone variety or a brand new line altogether — then by means ofsigning up with Fi, you’re forfeiting the usage of that Google Voice range for all time. this is it. No take-backs. For me, retaining my Google Voice variety turned into quite important — I now and again use it as a secondary quantity for paintings — so I determined to assign my Fi provider to it. which is excellent,but I wish I didn’t have this type of conundrum over whether to keep my Google Voice number alivesimply so I ought to use Fi. [Ed. Correction: We’re told that you can actually transfer that Google Voice number to a separate Google account if you want to keep it, so all is not lost.]

once that turned into squared away, the technique become quite clean. (Or so I concept: My first Fi SIM card become defective, so I needed to exchange it.) I obtained a SIM inside the mail, which comes with areachable inexperienced paper clip with which to pop out your smartphone‘s SIM card tray. I removed mypresent card as advised, downloaded and released the Fi app from Google Play, and accompanied somebrief instructions to get the service going. It took a few minutes, but earlier than I knew it, i used to be up and strolling. The app is likewise wherein you may song your data usage and test your monthly bill.

talking of that invoice, it is absolutely where the value of Fi comes in. For approximately $20 a month, you get unlimited calls, limitless domestic and global texting and WiFi tethering. From there, you’ll shouldcough up approximately $10 in keeping with GB of facts, which sounds like plenty, but in case you‘rethe usage of WiFi maximum of the time, that shouldn’t be a huge deal. And, pleasant of all, if you‘remainly stingy approximately your information use, Google will certainly refund you the cash for any unused records.

Oh, you furthermore mght get loose facts coverage in a hundred and twenty international locations.meaning that no matter where you’re — Canada, Hong Kong, London — you may pay $10 for each GB ofrecords.

In a manner, Fi turned into c498ca6ac814ba2a0e6fddbf2ba4d831 for someone like me. As a homebody, Irarely depart the confines of my residence or workplace, and am nearly continually within reach of a WiFinetwork. in the route of six months, i have barely touched my monthly 2GB information allotment andfrequently receive money back each month from unused records. i found myself paying a little more than $20 a month for Fi, that’s the least i’ve paid for a mobile smartphone provider, ever.

compare this to the primary wireless plans from the four essential vendors. Assuming unlimited talk andtextual content and a fundamental 2GB information plan, they run approximately $55 a month for AT&T; $50 for T-cellular and sprint; and $65 a month for Verizon (with 3GB as opposed to 2GB due to how Verizon’s degrees work). those charges frequently do not encompass tethering or statistics coverage inworldwide cities and, of path, none of them refund money from unused data like Fi does. In each case, Fi wins out in charge and affordability.

Fi actually comes into its personal whilst the use of it over data rather than simply WiFi. For themaximum component, I did not stumble upon an awful lot provider disruption when doing so. The icon on my cellphone could simply transfer from WiFi to a cell image and that i ought to by no means trulyinform whether i was on dash or T-mobile. The handiest way i found out became by using the use ofan app referred to as SignalCheck Lite that informed me what provider i was on. I did find out, however, that i was not able to surf the web and speak at the cellphone at the identical time when i used to be onsprint, which will be due to the carrier‘s sluggish circulate to Voice over LTE.

I attempted making calls over WiFi and seeing in the event that they would transition properly over to aservice if I wandered out of WiFi variety. i found that even as the calls did ultimately transition over to themobile network, there have been at least a few seconds where the conversation fell silent — neither mypal nor I should listen every differentand then all of a sudden we may want to chat once more. I alsoobserved that when the calls are at the mobile network, they don’t transition returned to WiFi even whilst you‘re again within WiFi variety.

it’s also worth noting that while I did store money on Fi, it in all likelihood won’t be a super service for all people. there’s no limitless information choice, for example, as you are anticipated to sip at yourrecords and use WiFi most people of the time. in case you coughed up money for even a 10GB plan for Fi,that would price you some thing like $120 a month, which isn’t that exclusive from most service plansbesides.

That stated, when you have a Nexus smartphone and you are happy to stay with only a few gigabytes ofinformation a month, then I see truly no reason for you now not to provide Fi a shot. it’s rapid,dependable and high-quality of all, incredibly lower priced. And seeing how much more stepped forwardthe latest crop of Nexus devices are, i would even propose you as a minimum check out shopping forone simply to take benefit of Fi, particularly in case you were within the market for brand spanking newhardware. Of course, this all relies upon on whether or not your specific town has Fi provider, but if it does, give it a shot. You just might be a convert.