Reliance JioMoney Could Well Be a Disruptor, but Not Just Yet

Reliance JioMoney Could Well Be a Disruptor, but Not Just YetReliance JioMoney Could Well Be a Disruptor, but Not Just Yet

HIGHLIGHTS

  • JioMoney is Reliance Jio’s digital wallet
  • You can use it to recharge your accounts or pay offline
  • Login issues plagued our usage over the whole week

Reliance Jio wants to empower 10 million merchants to make digital transactions. The JioMoney appwas supposed to roll out to merchants last week, while Jio users have of course been using it for recharges and P2P payments for a lot longer, ever since the test rollout started almost a year ago now.

At the announcement for Jio Money earlier this month, Reliance Industries Chairman Mukesh Ambani talked about how every Indian now has a digital money wallet linked to their bank account. He spoke about Aadhaar based micro-ATMs at Jio’s eKYC enabled stores. Ambani laid out a massive vision for JioMoney, one that could well disrupt the rapid development we’re seeing in the fintech world.

The ground reality is a little different though – we’ve been using the JioMoney app for a week now – or trying to anyway – and our finding is that much like JioCinema and JioMusic, the JioMoney experience is very much a work in progress at this point.

Both of those apps have been tweaked since we reviewed them, and some of the early problems have been resolved, while a few others still remain. A re-branding also involved a rethink of the UX, which was very welcome. Conceivably, it’s possible that Reliance Jio will put JioMoney through the same kind of process as well, because as of now on day one, or rather week one, there’s no doubt that this kind of re-imagining is required.

jio in app jio_in_app

First up, let’s talk about something basic – logging in. To log in, enter your Jio number and password, and then verify your date of birth. This worked a couple of times, and did not work on many other occasions. In short, simply logging in to JioMoney to start using the app is a frustrating challenge, as there are frequent “Error processing request” messages, which is not helped by the fact that – as a genuinely welcome security measure – you can only attempt to verify your account a set number of times per hour.

Once you actually get into the app, there are all the usual options – the design looks a little clunky right now, but that’s true for all of Jio’s apps during their early days, and like we mentioned earlier, there’s hope that this will eventually change. The app lets you send or request money, pay bills and recharges, pay at a shop, along with a section for coupons, and for giving to charity. The last of these is unusual but that notwithstanding, the offerings are pretty much in line with the industry. You should be able to use the app to pay your Jio bills as well, whenever that comes into effect.

Recharges are a smooth process, with little or no issue as long as you’re able to get into the app. You can recharge other prepaid phone connections, DTH connections, gas payments, and so on. You can transfer money to a bank account using IMPS by using its IFSC code and account number. You can use this to take your money out of Jio as well.

jio barcode jio_barcode

Pay at shop via the Reliance JioMoney app requires you to enter the seller’s phone number or scan a code, after which you enter your mPIN to authorise the transaction. This seems to be a workable way of doing this, but unlike other wallets, whose stickers now emblazon shop after shop, it’s very hard to know where you actually can use JioMoney. Although we were very hopeful that we’d have stories to share about using it in the real world, the sad fact is that all of our transactions – in between many logouts and request processing errors – took place online.

In contrast, we’ve used several other digital wallets throughout the week, to buy everyday items, pay for conveyance, and to grab a bite. A week is too short a time to expect Jio to be massively visible of course, but given Ambani’s pledge of reaching 10 million merchants very soon, it’s going to have to pick up the pace very quickly.

[“Source-gadgets.ndtv”]

Windows Store to Get iTunes; Fedora, SUSE Linux, and Ubuntu Are Coming as Well

Windows Store to Get iTunes; Fedora, SUSE Linux, and Ubuntu Are Coming as Well

Microsoft’s Build conference is underway, and the company is announcing a bunch of interesting things. Microsoft highlighted all the big features that are arriving with the Windows 10 Creators Update in the fall. One fresh big announcement includes the addition of iTunes to the Windows Store. Furthermore, popular Linux distributions like Ubuntu, SUSE Linux, and Fedora are coming to the Store as well, and will be available to install and run in a virtualised environment complete with command line options.

There is no tangible timeline as to when some of these apps will arrive in the Windows Store, or how they will look like when they go live. The introduction of iTunes in Windows Store means that it should run on Windows 10 S as well, as will the other Linux distributions. There were no screenshots shared on how iTunes will be designed for Windows, but it will provide all the functionalities that the current Windows app provides. This includes access to Apple Music and iTunes Store.

With the advent of the new education-focused Windows 10 S, it is only natural that developers are flocking to the Windows Store to make them accessible there. How did Microsoft rope Apple in to do this? Your guess is as good as ours. We just hope that iTunes is more adaptive to Microsoft’s Fluent Design language, and not remain clunky like the current one we see on Windows. However, we doubt that. Thanks to Microsoft’s Project Centennial desktop app conversion tool, Apple can easily make its desktop app available on the Store, without much work.
The arrival of Linux distributions is possible because Microsoft decided to bring the Bash Shell to Windows, which resulted in the Windows Subsystem for Linux (WSL). VentureBeat explains that the WSL compatibility layer allowed Linux binary executable to run on Windows. Its partnership with Canonical allowed Ubuntu tools to run natively on top of WSL.

appstore main1 Windows

Ubuntu is already available on Windows Store, while SUSE Linux and Fedora will bring their distributions to the Windows Subsystem for Linux (WSL) in Windows 10. The two apps will come to the Windows Store apps eventually. Microsoft has also announced that Spotify will be available on Windows Store as well. Notably, Ubuntu is not showing up in the Windows Store for all users right now, but should be rolled out eventually.

 

 

[“source-ndtv”]

ProsperWorks Offers CRM That Works with Gmail – But How Well?

Yes, ProsperWorks CRM Works with Gmail - But How Well?

Usefulness
Functionality
Price

Summary


ProsperWorks gathers all the data that you need to increase sales, simplifies it and presents it to you in an easy to digest form that will help you make quick and beneficial businesses decisions.

ProsperWorks is a cloud-based customer relationship management (CRM) tool that helps you and your team to sell more and faster by identifying, organizing and tracking sales opportunities right in Gmail. Since the CRM requires far less data entry, you and your team can focus on selling.

With more than a billion monthly active users, it is evident that many (small business owners included) own Gmail accounts. However, with the barrage of emails from customers, partners and random newsletters that you keep forgetting to unsubscribe from, it can easily become a noisy place, but it doesn’t have to be.

An Overview of ProsperWorks CRM

Most small businesses with Gmail accounts are talking to potential customers and saving their info without even thinking about it. The beauty is, if you log in to ProsperWorks, it will show you all potential leads, and you may then choose to add them as contacts or ignore. If you do add them, all emails sent will automatically show up on their profiles and this could help you turn them into customers.

Put your CRM Right in your Inbox

You actually never have to leave Gmail. Download the Gmail Chrome extension and you will be able to see recent activity from your inbox, track when emails are opened and viewed in real-time and also add a contact without touching your keyboard. More over, whenever you select an email, ProsperWorks will show you the contact info from your CRM. This will include info like email conversations, extra contact info, tasks and more. If they are not part of your contacts already, then you can easily turn their email and name into one without breaking a sweat! ProsperWorks will fill in the extra details on its own.

Build Custom Reports

ProsperWorks CRM - Build Custom Reports

ProsperWorks is a treasure-trove of crucial data for your business. And they make it easy for you to build a report using their Custom Report Builder that connects directly to Google Sheets. And from Google Sheets, you could then create advanced dashboards, reports, charts and graphs collaboratively with your team.

ProsperWorks Pricing

ProsperWorks CRM - Pricing

ProsperWorks has three pricing levels. The Basic Level that’s good for teams of up to five users costs $19 per user per month when billed annually. A Professional Level (for growing businesses) costs $49 per user per month when billed annually and the Business Plan, which is best suited for big businesses, costs $119 per user per month when billed annually. All these plans have a free trial version.

Conclusion

ProsperWorks gathers all the data that you need to increase sales. It then simplifies it and presents it to you in an easy to digest form that will help you make quick and beneficial business decisions. It’s simple and handy.

Image: ProsperWorks

[“source-smallbiztrends”]